“Ugh . . . why is gas so expensive?” you yell at the sky as you cough up $50 to fill ‘er up. Thankfully we aren’t back at that all-time record high when the average price of gas hit $5.01 a gallon on June 14, 2022.1 But we were around $3.33…
The conventional wisdom about private mortgage insurance (PMI) has long been that borrowers should try to avoid it. PMI is a requirement for conventional mortgage borrowers who put down less than 20 percent on a home — and it’s just one more cost squeezing first-time homebuyers. Yet, in recent years,…
A certified public accountant (CPA) can play a crucial role in the tax filing season as they help business owners navigate the tax code and ensure they meet all of their required deadlines. They also play a vital role in looking at your business accounts critically and help you fix…
Launching a startup business is exciting, but it can also be stressful if you need external money to keep the momentum going. While the U.S. Small Business Administration offers several small business loans for established companies, there are also some loan options available to new ventures. This guide will cover…
Trending
Spotlight This Week
More Articles
Personal Finance
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Featured Articles
Just like a regular wallet, you may need a cryptocurrency wallet to hold and protect your Bitcoin and other types of cryptocurrency. While a crypto exchange might offer a basic wallet, a specialized crypto wallet brings extra security to your holdings, reducing the chances they…
Dept Managmnt
Which Debts Aren’t Worth Paying Down First? 4. Prepare For the Year Ahead You may have some big ticket items to save up…
Banking
Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
All News
Key takeaways A portfolio line of credit allows you to borrow money against your investments, similar to other types of secured loans and lines of credit. This line of credit typically has lower interest rates and more flexible repayment options than other borrowing methods. Not all accounts allow you to…
This year, after watching Hurricane Helene tear through Asheville, Black Mountain and other towns close to where I call home, I made a commitment to getting my Christmas gifts locally. Not only did I want to support small businesses grappling with reduced tourism and damage from the storm, but I…
Credit Sesame’s personal finance news roundup January 11, 2025. Stories, news, politics, and events impacting personal finance during the past week. Job growth strong in December 2024 The US economy added 256,000 jobs in December. This completed the fourth year in a row in which employment grew every month. In…
If you’re like me, you’re probably already wondering when you’ll have time to wrap all your presents for Christmas. I want my gifts to look cute, but I don’t want to spend a ton of time or money on them this year. I’ve fallen into that trap before! Wrapping presents…
Key takeaways The “Chase 5/24 rule” limits the number of Chase credit cards a consumer can have if they have opened five or more credit cards in the past 24 months. This rule applies to all Chase credit cards, including co-branded hotel and airline cards. Switching to a different Chase…
Bond prices have been volatile in recent years as the Federal Reserve hiked interest rates to combat high inflation, but with rate cuts underway, investors may still be able to take advantage of attractive yields in short-term bonds. Here’s what you should know about short-term bond funds and some of…
Key Takeaways A semi-truck loan, lease or line of credit are all options for business owners who need financing to buy a semi truck. Your credit score will play a significant role in your ability to qualify for a loan, but you can find loans for bad credit from specific…
Credit Sesame’s personal finance news roundup January 4, 2025. Stories, news, politics and events impacting personal finance during the past week. Wall Street completes best 2 years since the late 1990sHoliday spending up modestly in 2024Credit card write-offs rose sharply in first 9 months of 2024Mortgage rates rise for third…
Taking out student loans to pay for college seemed like a great idea at the time (hey, everyone was doing it!). But now you’re out of school and struggling to make your loan payments. Maybe you’ve already defaulted on your student loans—or it’s just a matter of time before you…
Kicking off the financial wellness series, it’s important to understand how crucial your credit report is to your financial wellness. Your credit report serves as a detailed record of your credit history, impacting everything from your ability to secure loans to the interest rates you’re offered. Yet, many people are…
Editor's Pick
