When it comes to retirement, most people find themselves either sitting in the regret of past money mistakes or winning big-time with money, on track to enjoy a retirement they’ve always dreamt about. Here’s the difference: Those who are on track to reach their retirement goals have a plan. They’re…
Thomas Barwick/Getty Images Comenity Bank is a lesser-known specialized bank that partners with merchants to offer store credit cards with rewards tailored toward frequent shoppers. While most of its card offerings only work with that particular merchant, it also provides a few niche cards on the Visa and Mastercard networks.…
Par for cryptocurrencies, Ethereum has been volatile since day one and ruled by whims over its nearly 10-year life. Case in point: A game called CryptoKitties launched on Ethereum in November 2017, allowing players to buy, breed and trade digital cats. The game briefly went viral, taking Ethereum with it.…
Key takeaways Holiday shoppers are shifting their habits in light of inflation and other economic challenges. Small businesses can attract customers and weather the slump by addressing consumer concerns and playing to their strengths. Businesses should offer unique services, branch out their presence and offer a wide range of prices…
Spotlight This Week
More ArticlesPersonal Finance
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Wharton emeritus professor and WisdomTree senior economist Jeremy Siegel sees upward momentum for markets going into next year, adding that…
After meeting with tax industry groups, Intuit has agreed to “evolve” away from corny ads urging consumers to “break up…
Featured Articles
Key takeaways The court could dismiss your case or change it to Chapter 7 if you’re late on your Chapter 13 payment. You can request a payment reduction or amendment if you’ve faced an unexpected financial hardship. If you miss a payment or think you…
Dept Managmnt
Cut Out Restaurant and Delivery Meals to Save Cutting out restaurant and delivery meals, e.g. Uber Eats deliveries at home, fast food lunches…
Banking
Donald Trump’s presidential victory and Republicans’ gains in Congress will undoubtedly have implications for the financial technology industry. Forbes spoke with policy experts…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
All News
From the very beginning, American Consumer Credit Counseling has been dedicated to two primary goals: providing accessible financial education to Americans at no cost and assisting them in achieving debt freedom. While it’s great to hear about our services directly, hearing from real clients who have experienced our debt management…
As the 2024 hurricane season winds down, thousands of homeowners face the incredible challenge of cleaning up and starting over. Hurricanes Helene and Milton, which devastated portions of the Atlantic coast in September and October, are estimated to join the ranks of the most costly climate disasters in U.S. history…
Value investing has proven to be one of the most successful investing strategies over the long term. Many of the world’s top investors, including the legendary Warren Buffett, have used the value approach to generate outstanding returns over time. In recent years, however, value stocks have drastically trailed growth stocks…
Key takeaways Bad credit business loans are high-risk loans for borrowers with personal credit scores under 669 These types of business loans can have high interest rates to offset the risk of lending to a high-risk borrower Alternatives include grants, business credit cards and crowdfunding A business loan for bad…
Did your beloved truck finally stall out for the last time? Do you want to upgrade from your ’05 Corolla to something that’ll let you jam out to more than just your old mix CDs? If you’re looking to buy a new (or new-to-you) car, you may think financing is…
New Consumer Price Index (CPI) data suggests that inflation has ticked up slightly. Over the past year, the all items index increased 2.6 percent before seasonal adjustment, according to the latest figures from the U.S. Bureau of Labor Statistics, released Nov. 13. This is up slightly from September’s 2.4 percent,…
The Washington Post / Contributor / Getty Images Shares of electric vehicle (EV) maker Tesla (TSLA) jumped more than 14 percent in early trading Wednesday as traders bet that the company could benefit from CEO Elon Musk’s backing of President-elect Donald Trump. Trump was projected to be the winner of…
When you’re ready to start building wealth for retirement, you’ve got a lot of options. But not all of them are good options. Risky get-rich-quick investments (cough, crypto, cough) spell disaster for your retirement plans. On the flipside, “safe” investments like gold and bonds won’t even keep up with inflation. That’s why we have been and always…
Thanksgiving is a time for family, gratitude, and creating lasting memories. However, amidst the hustle and bustle of preparing a feast, it’s easy to overlook the importance of spending quality time together. The good news is that you don’t need to spend a fortune to enjoy fun activities with your…
Bitcoin’s price has been on a roller coaster ride since it first debuted in January 2009, but the long-term trajectory has been higher – “up and to the right,” as they say. Bitcoin ushered in the age of cryptocurrency, but it took quite a while before the public sat up…