Key takeaways With a solid two miles per dollar earning structure and healthy welcome offer opportunity, the Capital One Venture Rewards Credit Card is a good choice for both simplicity and for maximizing rewards on everyday purchases. Make the card worth the annual fee by fully using perks such as…
Bonds are known for the role that they play in adding diversification to a portfolio. Their stable income stream and relatively conservative risk profile give investors some peace of mind when it comes to weathering the market’s ups and downs. But are all bonds low risk? And what risks are…
It might feel impossible to save a down payment while renting. After all, rent is expensive! And it’s not getting any cheaper. The national median rent for a two-bedroom apartment is $1,374.1 So, how in the world are you supposed to save a down payment big enough to buy a…
You might love your credit card — but your favorite local business probably doesn’t. I’m all for paying with your credit card everywhere you can, unless there’s a fee. It’s safer, it earns you rewards, and it’s easier to get your money back if something goes wrong. However, while these…
Trending
Spotlight This Week
More Articles
Personal Finance
The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
Featured Articles
Cryptocurrency prices have rebounded somewhat in 2024, leaving some investors with notable gains. But crypto is a notoriously risky investment and prices are known to fluctuate quite a bit. Keeping an eye out for the top performers every now and then can give you important…
Dept Managmnt
1. Identify Your Financial Goals Do you want to stop living pay cheque to pay cheque? Do you want to be debt-free by…
Banking
Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
All News
Credit Sesame discusses how to avoid financial scares and manage your credit this Halloween. As Halloween approaches, excitement fills the air, and households everywhere prepare for the spooky season. From picking out costumes to decorating homes, many are already counting the days to October 31st. However, amidst all the fun…
Becoming a homeowner is super exciting, you guys! There are so many fun decisions to make. City or country? Ranch house or townhome? Fixer-upper or move-in ready? But no matter how you answer those questions, the most important thing is buying a house you can actually afford—and making a good…
Halloween is a time for spooky fun, and magical celebrations. Hosting a Halloween party can be an exciting way to share this festive spirit with friends and family. However, the expenses associated with throwing a memorable party can quickly add up, leaving hosts haunted by credit card debt. Fear not!…
The average credit card interest rate is 20.55 percent, down slightly from a record-high 20.79 percent set on Aug. 14, 2024. Current credit card interest rates 3-month trends Variable 10/09/2024 20.55% 10/2/2024 20.65% 9/25/2024 20.70% 9/18/2024 20.78% 9/11/2024 20.78% 9/04/2024 20.78% 8/28/2024 20.78% 8/21/2024 20.76% 8/14/2024 20.79% 8/7/2024 20.73% 7/31/2024…
EyeEm Mobile GmbH/Getty Images Margin trading involves borrowing money from your broker and investing the money in securities. It can be a risky endeavor. While it can magnify your gains, it also can magnify your losses. A key consideration for traders who use margin is the interest rate they pay…
Credit Sesame discusses reduced inflation and what may have a negative impact in the future. The Federal Reserve cut interest rates on September 18, 2024, essentially declaring victory in its battle with inflation. As inflation rose in 2021 and 2022, the Fed made a series of 11 rate hikes beginning…
So, you’re thinking about buying a house. That’s exciting! Not only is buying a home a great way to build wealth, but there’s something special about owning your house—it feels more like home. But I’m guessing you’ve got one big question on your mind: How much money do I need…
Key takeaways Seller concessions are a portion of buyer’s costs that the seller agrees to pay for, making it more affordable for the buyer to purchase the home. These concessions can include repairs or covering the cost of services like a home inspection. Seller concessions are more likely to be…
You might not think about the idle cash in your brokerage account very often. But behind the scenes, your money may be earning your brokerage company a lot more interest than it is earning you. Cash parked on the sidelines of your investment portfolio is still liquid, so you can…
FreshSplash / Getty Images While the Small Business Administration (SBA) offers a variety of government-backed business loans, the 8(a) program is different. Primarily, the 8(a) program is not a loan. It is a service that helps small businesses access government contracts. And it is specifically designed for those who belong…
Editor's Pick
