Cryptocurrency prices have rebounded somewhat in 2024, leaving some investors with notable gains. But crypto is a notoriously risky investment and prices are known to fluctuate quite a bit. Keeping an eye out for the top performers every now and then can give you important context on how the market…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways The best business loans for…
Key takeaways A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate accounts should stay on your credit report even if you send a dispute letter.…
Ever heard someone say everyone should buy a house? Or that renting is a lot like flushing a whole bunch of money down the toilet every month? Yeah, we’ve heard that stuff too. And it’s nonsense! The truth is, not everyone should buy a house. Because, if you sign the…
Personal Finance
The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
Featured Articles
The average credit card interest rate is 20.55 percent, down slightly from a record-high 20.79 percent set on Aug. 14, 2024. Current credit card interest rates 3-month trends Variable 10/09/2024 20.55% 10/2/2024 20.65% 9/25/2024 20.70% 9/18/2024 20.78% 9/11/2024 20.78% 9/04/2024 20.78% 8/28/2024 20.78% 8/21/2024 20.76%…
Dept Managmnt
Key takeaways Over time, paying down debt has the potential to significantly improve your health and overall quality of life. No matter how…
Banking
Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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FreshSplash / Getty Images While the Small Business Administration (SBA) offers a variety of government-backed business loans, the 8(a) program is different. Primarily, the 8(a) program is not a loan. It is a service that helps small businesses access government contracts. And it is specifically designed for those who belong…
Sometimes, renting is a much better option than buying a house. Yep, it’s true! When you’re just starting out after leaving your parents’ house, working hard to get out of debt, or newly married, renting is a great idea. And renters are definitely in good company—more than 100 million people…
Big storms can prompt price gouging on weatherproofing materials — but shopping early may help you save
In an election year defined by conversations about inflation, one expense category is making an ever-larger dent in Americans’ bank accounts: the cost of severe weather. According to Bankrate’s 2024 Extreme Weather Survey, 1 in 4 (26 percent) U.S. homeowners say they are unprepared for the potential costs associated with…
The world’s wealthiest people have several things in common, but one of the most prominent is that the 10 richest have more than $100 billion to their name. The very top have more than $200 billion. These amounts don’t consist of cash sitting in a bank but are mainly investments,…
Key takeaways The SBA has set definitions for a small business. To qualify for SBA funding and resources, you must meet their requirements to be considered a small business. Other types of lenders and funding may also follow the SBA’s definition of a small business. The U.S. Small Business Administration…
Listen to this article Ready to sell your house? It’s a major decision, and no matter what crazy stuff is going on in the world, selling your house is always a big deal. You’ve made dozens of memories there and spent time, money and effort turning your house into a…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
The appeal of the best dividend mutual funds should be clear: They offer a sizable dividend today, and they can grow in the future, helping investors win both ways. Plus, they offer other benefits, including lower risk through diversification. So the best dividend mutual funds are an attractive prospect for…
Renting versus buying is a big decision. It’s right up there with, Should I eat a taco or a burrito? Well, not really. Your decision about where to live is way more permanent than your Chipotle order—plus it has a few more zeroes in the price. But whether you should…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Car insurance is a financial safety net…