If you’ve been laid off, or if you’re worried your company is about to cut jobs, you’re not alone. Over the last few years, tons of companies large and small have made cuts to their staff. But don’t worry—you don’t have to be caught off guard. I’m going to walk…
A safe harbor 401(k) is a retirement plan that allows a company to avoid the regulations and expenses associated with nondiscrimination tests typically required of a 401(k) or other retirement account. A safe harbor 401(k) can simplify the process for a company looking to roll out a retirement plan to…
Traders looking to buy and sell Bitcoin can now do so with exchange-traded funds (ETFs). The best Bitcoin ETFs make it easy and cheap to buy and sell the cryptocurrency through an online broker rather than through the potentially riskier process of using a cryptocurrency exchange. The Securities and Exchange…
Small business is big for America, and both Donald Trump and Kamala Harris have acknowledged this and made bold promises on the campaign trail. According to a recent Bankrate survey, 29 percent of workers planned to start their own business in the next year. The younger generation seems to be…
Trending
Spotlight This Week
More Articles
Personal Finance
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
Wharton emeritus professor and WisdomTree senior economist Jeremy Siegel sees upward momentum for markets going into next year, adding that…
The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
Featured Articles
If you have fair-to-bad credit (a FICO score of 669 or less), you likely know you’re going to pay more in interest for any loan you get compared to business loans for excellent credit. While average rates for business loans in general range from 7…
Dept Managmnt
Financial Literacy Webinar Ask Us Anything: Money Edition Want to level up your financial learning? Have money questions and you don’t know whom…
Banking
OBSERVATIONS FROM THE FINTECH SNARK TANK In the past few weeks, two contacts of mine announced new jobs on LinkedIn. Nothing unusual about…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
All News
If there’s one thing we can all agree on, it’s that a college education is expensive. And although student loans are advertised as the easiest way to pay for college, they’re actually a huge burden on your financial future. That’s why it’s important to plan for your children to go to…
Key takeaways When you co-sign for a loan, you are equally responsible for paying it off, and promise to repay the loan if the primary borrower defaults. Co-signing a loan doesn’t give you partial ownership of the property the funds are paying for — such as a vehicle or boat.…
As competition among stock brokers has heated up, online players have rushed to provide new features to their clients, including being able to invest in fractions of a share. This feature allows investors to purchase a stock or ETF with almost any amount of money rather than needing to have…
Scott Olson / Staff/ Getty Images With inflation being a primary concern for both consumers and businesses, presidential candidate and current vice president Kamala Harris has promised to tackle high prices by banning price gouging by grocery and food companies. Here’s how it can impact small businesses. What Harris is…
While your 401(k) at work and a Roth IRA are the best ways to save for retirement, they’re not the only ways to invest. That’s where a brokerage account comes in. Under the right circumstances, brokerage accounts (or taxable investment accounts) can give your nest egg a bigger boost beyond your tax-advantaged retirement accounts.…
The holiday season is approaching fast and you’re wondering how in the world you’re going to afford gifts this year. Your full time job just covers your basic necessities and credit card debt payments, so not much give there. After a little research you find that a retail store is…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Refinancing a car loan with bad credit could get you a more affordable monthly payment, but expect higher borrowing costs over the life of the loan if you extend the term. Refinancing could make sense if your credit score has improved…
Cathie Wood, the founder of investment management firm Ark Invest, is known for her aggressive bets on disruptive technologies. Her flagship fund, the Ark Innovation ETF (ARKK), made headlines in 2020 when it netted a whopping 153 percent return for the year. But some dramatic losses have occurred since then,…
Key takeaways Up to 85 percent of SBA loans are backed by the federal government. Banks use both personal credit scores and SBSS scores to determine creditworthiness. You have the best chance of approval for an SBA loan with a credit score of 600 or above. Business loans that are…
Thinking about buying a new (or new-to-you) car? Before you take out a car loan from the first dealer who gives you the thumbs-up, you need to make sure you know exactly what you’re signing up for—and how much it’ll really cost you. Right now, the average car payment is…
Editor's Pick
