Debt Management
Key takeaways Defaulting on a loan means that you’ve violated the promissory note or cardholder agreement with the lender to…
Key takeaways Wage garnishment is the withholding of a portion of your earnings from your paycheck to pay off a…
Is Your Budget Ready for Higher Mortgage Rates?Tips to prepare your personal budget for increased housing costs By Carmen Chan…
Key takeaways A 609 dispute letter is a formal way to request more information about the accounts on your credit…
1. Identify Your Financial Goals Do you want to stop living pay cheque to pay cheque? Do you want to…
Key takeaways Your retirement funds are protected by the Employee Retirement Income Security Act (ERISA) if you file for bankruptcy.…
Key takeaways Over time, paying down debt has the potential to significantly improve your health and overall quality of life.…
Key takeaways Debt consolidation can make repayment easier by consolidating multiple accounts into a single one. Consolidating debt can save…
Credit settlement may help you eliminate credit card balances for less than you owe. However, this debt relief method has…
Key takeaways A bank levy legally allows creditors to retrieve funds directly from your bank account to repay a debt.…