Buying a home is a huge deal, you guys. And when you throw an expensive real estate market on top of it, shopping for a home can feel like buckling up for an emotional roller coaster. But I’m here to share a step-by-step process for how to buy a house…
Khaichuin Sim/Getty Images You may have heard investors refer to the 10-year Treasury yield before, and for good reason. It’s one of the most widely followed government securities and is a key benchmark for other interest rates such as mortgages and corporate debt. Here’s what you should know about the…
Many Americans are looking to become wealthy, and it’s a real possibility if they focus their efforts on doing the things that lead to success. By breaking down wealth building into a few key practices, you can turn even an average income into a significant bankroll that sustains itself. Here…
Credit Sesame’s personal finance news roundup October 12, 2024. Stories, news, politics and events impacting personal finance during the past week. Credit card debt declined in August 2024Students may face sudden credit score hitMortgage rates rising in reversal of recent trendCFPB highlights auto financing abusesInflation steady in September 2024Inflation has…
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The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
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Key takeaways The easiest business loans streamline the application process and approve loans quickly to help you get funding — we rounded up seven of those options here Online lenders generally trump big banks when it comes to easy approval business loans These easy business…
Dept Managmnt
Key takeaways Your retirement funds are protected by the Employee Retirement Income Security Act (ERISA) if you file for bankruptcy. There are cases…
Banking
Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Credit Sesame’s personal finance news roundup September 21, 2024. Stories, news, politics and events impacting personal finance during the past week. Fed cuts Federal funds rate and signals more to comeKroger’s takes big step in fight over credit card feesU.S. Households wealthier than everQ3 retail sales exceed expectationsBanking regulator seeks…
Starting a small business is expensive. Almost every small business owner faces startup expenses, whether you’re a solopreneur needing a laptop or a construction company purchasing a lot full of heavy machinery. Inventory and equipment must be bought, employees or contractors must be paid, and rent comes due every month.What’s…
Key takeaways Typically, debt collection agencies won’t contact you until once your payment is at least 30 days past due, but it often takes longer. Legitimate debt collectors will send you a debt validation letter within five days of first contact. By law, collection agencies are prohibited from harassing or…
The holiday season is fast approaching and people are beginning to prepare for gift shopping. Whether that be saving money and creating a budget, a lot are wondering if they could just place it on their credit cards. Well it heavily depends on your own financial situation if you can…
Glenn Stellwag is making more money than ever between his two jobs and side hustles. Even then, he feels like he’s barely scraping by most months thanks to inflation. After a back injury cost him his job at a sawmill six years ago, Stellwag, 41, has worked at a local…
Stocks can come in all shapes and sizes, but the biggest stocks are known as mega caps, referring to stocks with the largest market capitalizations, or market values. While there’s no firm definition, mega cap stocks are generally thought to be companies with market values above $200 billion and typically…
Drazen Zigic/Shutterstock.com Key takeaways Activating your credit card allows the issuer to confirm that you’ve received the card and allows you to start using it for purchases. You can usually activate your credit card online, over the phone or through your issuer’s mobile app. Many credit cards will come with…
Key takeaways Business cards can have an effect on both personal and business credit scores, though not always. If an issuer reports your business credit card to consumer credit reporting agencies, it will affect your personal utilization ratio, payment history and other credit scoring factors. Most business card issuers require…
Generally, there are two main levers that your business can pull to affect growth metrics: 1) customer acquisition, meaning bringing new shoppers through the door, and 2) customer retention, meaning keeping your old shoppers from exiting that door. Each is a necessary component of business growth, but which is more…
Key takeaways Filing for bankruptcy can help you discharge debts and regain control of your finances. Bankruptcy clears many kinds of debt but does not necessarily release you of all debt obligations. Owed taxes and court-mandated payments like alimony and child support often must still be paid, even after bankruptcy…
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