As you enter the workforce, retirement may not be the first thing on your mind with rent and student loan payments circling above your head, but it definitely shouldn’t be the last. It’s never too early for you to start planning for retirement. This phrase cannot be overstated. It is…

Key takeaways The Fed is expected to leave interest rates at a 23-year high at its upcoming gathering but open the door to an interest rate cut by its next meeting in September. With the unemployment rate recently hitting a two-plus-year high, some economists are starting to think September might…

Keeping costs low is a key tenet of successful long-term investing, but investors sometimes forget that taxes are a cost too. A lot of attention is paid to the tax rates investors will pay on income or capital gains, but investors are often less focused on the location where they…

Key takeaways The best way to contact your card issuer is by calling the phone number on the back of your card. You can also reach your card issuer online or through their verified social media accounts. Before you contact your issuer, make sure you have your account information handy.…

PhotoAlto/Frederic Cirou/Getty Images Key takeaways Both banks and private lenders offer personal loans with rates and terms that rely on your credit and finances. Banks tend to be a solid pick for established borrowers with a positive credit history. Perks tend to include lower rates and more customer service options.…

Business loan credit score requirements vary based on many factors. Different lenders (even non-traditional lenders) might look at the same business loan requirements and weigh their importance differently.  Before you go into the bank, you’ll want to know where you stand with these four very important metrics: Your credit score—both your…

Only a handful of all employees and fewer than 60% of tipped workers would benefit from proposals to exempt gratuities from federal income tax, according to a new Tax Policy Center analysis. Both Donald Trump and Kamala Harris have pitched versions of the idea in their 2024 presidential campaigns. TPC…

Despite a history of securities violations, shady business practices and millions in investor losses, shoot-from-the-hip broker John Joseph Hurry is trying to take down FINRA, the sheriff policing his industry. A tale of good, bad and ugly behavior. By Sergei Klebnikov and Matt Schifrin, Forbes Staff This past summer, in…

The Corporate Transparency Act—or CTA—requires reporting companies to file reports with the Financial Crimes Enforcement Network (FinCEN). The deadline for some companies to file is fast approaching—and some might have already passed. To help companies comply, FinCEN has been rolling out guidance, including new FAQ information posted as of September…

Key takeaways An account delinquency occurs when you don’t pay a debt by the due date. If your payment is at least 30 days late, this information will likely be reported to the credit bureaus. Delinquencies can knock down your credit score and remain on your credit report for up…