Buying a home is a huge deal, you guys. And when you throw an expensive real estate market on top of it, shopping for a home can feel like buckling up for an emotional roller coaster. But I’m here to share a step-by-step process for how to buy a house…
Khaichuin Sim/Getty Images You may have heard investors refer to the 10-year Treasury yield before, and for good reason. It’s one of the most widely followed government securities and is a key benchmark for other interest rates such as mortgages and corporate debt. Here’s what you should know about the…
Many Americans are looking to become wealthy, and it’s a real possibility if they focus their efforts on doing the things that lead to success. By breaking down wealth building into a few key practices, you can turn even an average income into a significant bankroll that sustains itself. Here…
Credit Sesame’s personal finance news roundup October 12, 2024. Stories, news, politics and events impacting personal finance during the past week. Credit card debt declined in August 2024Students may face sudden credit score hitMortgage rates rising in reversal of recent trendCFPB highlights auto financing abusesInflation steady in September 2024Inflation has…
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The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
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Key takeaways The easiest business loans streamline the application process and approve loans quickly to help you get funding — we rounded up seven of those options here Online lenders generally trump big banks when it comes to easy approval business loans These easy business…
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Key takeaways Your retirement funds are protected by the Employee Retirement Income Security Act (ERISA) if you file for bankruptcy. There are cases…
Banking
Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Refinancing your mortgage costs anywhere between 2 to 5 percent of the amount of the new loan. These closing costs might include an application, origination and home appraisal fees. To determine whether it’s worth paying to refinance, figure out when…
Hero Images Inc/Getty Images It’s easy to get tripped up when it comes to the world of financial advisors, and distinguishing fiduciaries from non-fiduciaries can be challenging. But when you’re looking for financial advice, then having a fiduciary on your side can help you get the expertise and direction that’s…
Key takeaways The current average personal loan interest rate is 12.42%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. Other aspects of your finances, like DTI and income, affect the rate you’re offered. Compare lenders to ensure you get the most competitive…
Key takeaways The Federal Reserve sets interest rates for banks to borrow from each other, which in turn sets interest rates for business loans and lines of credit. Lower interest rates can make borrowing costs lower for businesses and make it easier to get approved for loans. The Fed rate…
An SBA line of credit is a tool that promises a blend of flexibility and affordability and is the hidden gem in the treasure trove of small business financing. If you’re on the lookout for a financial lifeline, read on to discover how to secure this desirable instrument for your…
For the first half of my 20s, I thought about money in the same way you might think about grocery shopping or laundry — a chore, but not requiring more brain space than necessary to get food on the shelves or clean clothes in the closet. As long as there…
Apple is one of the most valuable companies in the world and has consistently rewarded investors with strong returns over the past two decades. Its simply designed and innovative products have been highly sought after by consumers for years, and the iPhone, iPad, AirPods and Apple Watch have transformed the…
Key takeaways Balance transfer cards can help you to pay off debt faster by reducing the total amount of interest you pay. Wells Fargo offers a number of great balance transfer cards with low introductory APRs, but be sure to research your options carefully to ensure you can pay off…
Key takeaways A high credit score and income are crucial to getting the lowest rates on a personal loan. Improve your score before applying for any credit products if you can. Apply for prequalification with at least three lenders to preview your potential APR. Low-interest personal loans are offered by…
Sept 18, 2024, Lehi, UT – Today, Lendio and Meow, a business-focused neobank with over $1 billion assets on the platform, announced a new initiative to provide Meow customers with access to capital through Lendio’s embedded loan marketplace. The solution will be available to Meow’s 1,000+ business customers through their…
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