Buying a home is a huge deal, you guys. And when you throw an expensive real estate market on top of it, shopping for a home can feel like buckling up for an emotional roller coaster. But I’m here to share a step-by-step process for how to buy a house…

Khaichuin Sim/Getty Images You may have heard investors refer to the 10-year Treasury yield before, and for good reason. It’s one of the most widely followed government securities and is a key benchmark for other interest rates such as mortgages and corporate debt.  Here’s what you should know about the…

Many Americans are looking to become wealthy, and it’s a real possibility if they focus their efforts on doing the things that lead to success. By breaking down wealth building into a few key practices, you can turn even an average income into a significant bankroll that sustains itself. Here…

Credit Sesame’s personal finance news roundup October 12, 2024. Stories, news, politics and events impacting personal finance during the past week. Credit card debt declined in August 2024Students may face sudden credit score hitMortgage rates rising in reversal of recent trendCFPB highlights auto financing abusesInflation steady in September 2024Inflation has…

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Key takeaways The easiest business loans streamline the application process and approve loans quickly to help you get funding — we rounded up seven of those options here Online lenders generally trump big banks when it comes to easy approval business loans These easy business…

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Whether you’re looking for financing to help pay for equipment upgrades or to get your new business off the ground, understanding current business loan interest rates and different loan types will help you pick the loan option that’s right for you. The overall cost of getting a business loan can…

Volkswagen wants to close factories in Germany to bring production in line with sales, but union strength means this will be difficult to achieve and the company may have to at least concede a 4-day work week. Any threat to VW’s worker ownership model doesn’t seem likely, although politics in…

The European Union’s top court has issued a final ruling in an ongoing legal battle over tax benefits, finding that Apple must pay billions in back taxes. This week, the Court of Justice of the European Union (CJEU) confirmed a 2016 European Commission finding that Ireland granted Apple unlawful aid.…

Key takeaways A support system can look different for each person. It could include family and friends as well as the help of local programs and government agencies. A support system is there to help keep you on the right path both financially and emotionally. As with any goal in…

Having bad credit or no credit at all can present a major obstacle to leasing a vehicle. But there are other options for you to get behind the wheel of a new car — even with less than perfect credit history. You can get back on the road by agreeing…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. If you get to prioritize one investment…

Key takeaways Credit card fraud is on the rise, but there are many systems in place to protect your identity and your finances Many credit card companies offer zero-liability fraud protection if you report the fraudulent charges within 30 days The Fair Credit Billing Act limits liability to $50 if…

Key takeaways Unsecured loans are debt products that do not require collateral but may come with higher interest rates and stricter credit requirements. There are various unsecured loans, including personal loans, student loans, and credit cards. When determining eligibility for an unsecured loan, lenders will consider factors such as credit…

Over one-third (36 percent) of U.S. adults earn extra money beyond their main source through a side hustle, according to Bankrate’s 2024 Side Hustles Survey. More than a quarter (28 percent) of side hustlers make more than $500 per month in extra income, on average. When running a side hustle,…

Creating a retirement income distribution plan involves managing your savings and investments to generate a steady stream of income throughout your retirement. Making a retirement income distribution plan can give you peace of mind and help you avoid the risk of outliving your savings. The goal is to balance income…