Most people dismiss billionaire Michael Saylor’s publicly traded MicroStrategy as a giant, risky bet on bitcoin. A closer look reveals a masterwork that’s a blueprint for manipulating traditional finance to harness the pixie dust fueling crypto mania. By Nina Bambysheva, Forbes Staff New Year’s Eve at Villa Vecchia is a…
Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan may not be right for you if you’re overwhelmed by…
Everyone has spending limits—even the government. Believe it or not, though the American government has a habit of spending like it’s going out of style, there’s actually a limit to the amount of debt it can take on. This limit is called the debt ceiling. And since 1960, the government…
Improving your financial literacy is a constant journey. But with the start of a new year, there is no better time to focus on it a little more to start the year refreshed. A strong foundation in money management can help you make smarter decisions, avoid common pitfalls, and achieve…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
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Credit Sesame reveals how the minimum payment trap can lead to costly debt and signal deeper financial trouble. New data from the Federal Reserve Bank of Philadelphia found that the percentage of credit card customers making just the minimum payments on their cards has reached…
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Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
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No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
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Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Key Takeaways Paying your student loans could let you earn credit card rewards, buy time when the payment is due and secure a 0 percent intro APR offer. It’s important to consider both the risks and rewards when deciding if this might be the right strategy for you. …
Warren Buffett is among the greatest investors of all time. His company, Berkshire Hathaway, has returned around 20 percent annually since Buffett took over in the 1960s, trouncing the S&P 500’s annual return over that time period. In 2024, Buffett has sold shares in some longtime holdings, such as Apple…
Key takeaways The Beneficial Ownership Information (BOI) report identifies company ownership and is required filing for business entities by Jan. 1, 2025. Businesses can file the report online through FinCEN’s official page. While ongoing litigation that has halted enforcement of the reporting requirements, businesses may still file their BOI report…
So, you’re looking ahead to the new year and ready to start setting goals for 2025. How exciting! Maybe you’ve made up your mind to finally pay off your student loans by the time next Christmas rolls around. Or maybe you’ve decided you need to spend the new year working…
A stock that surpasses its support or resistance level is considered a breakout stock. These levels represent the price points that the stock has struggled to move beyond during a specific period. Breakouts are seen as a strong indicator that the stock is likely to continue its trend. However, identifying…
Key takeaways Factor rates are a decimal that you use to multiply the entire loan by to get the total loan cost. Factor rates do not incorporate loan fees into its rate, as APRs do, making it difficult to evaluate the total cost of the loan. Factor rate loans tend…
Just when you started getting comfortable with your annual chore of tax filing, the 2018 tax reform bill hit the scene—and everything changed. From tax rates to deductions, a whole bunch of tax changes forced millions of Americans to rethink how they did their taxes. But here’s the thing: Even…
The holiday season is a time filled with joy, celebration, delicious food, and togetherness. However, it can also bring financial stress, as the costs of gifts, events, feasts, and travel can quickly add up. The good news is that with a bit of planning and creativity, you can enjoy the…
Over the last few years, especially since the pandemic, food delivery apps have grown from relative obscurity to a ubiquitous powerhouse industry and an essential part of many people’s everyday lives. Many credit card issuers are now leveraging the popularity of these services and partnering with food delivery apps to…
Real estate investment trusts, or REITs, allow investors to earn a portion of the profits of real estate investing without buying, managing or financing a physical property. REITs are popular among investors for their ability to diversify a portfolio, since they have lower correlations to the performance of stocks and…
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