Buying a home is a huge deal, you guys. And when you throw an expensive real estate market on top of it, shopping for a home can feel like buckling up for an emotional roller coaster. But I’m here to share a step-by-step process for how to buy a house…
Khaichuin Sim/Getty Images You may have heard investors refer to the 10-year Treasury yield before, and for good reason. It’s one of the most widely followed government securities and is a key benchmark for other interest rates such as mortgages and corporate debt. Here’s what you should know about the…
Many Americans are looking to become wealthy, and it’s a real possibility if they focus their efforts on doing the things that lead to success. By breaking down wealth building into a few key practices, you can turn even an average income into a significant bankroll that sustains itself. Here…
Credit Sesame’s personal finance news roundup October 12, 2024. Stories, news, politics and events impacting personal finance during the past week. Credit card debt declined in August 2024Students may face sudden credit score hitMortgage rates rising in reversal of recent trendCFPB highlights auto financing abusesInflation steady in September 2024Inflation has…
Personal Finance
The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
Featured Articles
Key takeaways The easiest business loans streamline the application process and approve loans quickly to help you get funding — we rounded up seven of those options here Online lenders generally trump big banks when it comes to easy approval business loans These easy business…
Dept Managmnt
Key takeaways Your retirement funds are protected by the Employee Retirement Income Security Act (ERISA) if you file for bankruptcy. There are cases…
Banking
Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
All News
SBA loan rates are tied to a base rate that changes with the market. Lenders can charge borrowers a rate that falls somewhere between the base rate and the maximum set by the government. Current SBA rate maximums range from 11.5% to 16.5%. Explore the most popular SBA loan programs…
Key News Asian equities were higher except for Mainland China on light volumes and little news as the US dollar strengthened overnight. Hong Kong grinded higher, led by volume leader Alibaba, following an interesting day in US-listed China ADRs yesterday, which opened higher, started sliding mid-morning, and then rebounded strongly.…
Vice President Kamala Harris has proposed a 28% tax on long-term capital gains for Americans who earn $1 million or more. Are higher taxes a surprise from a progressive Democrat? In some ways, yes, but not for the reason you might think. Is the surprise that you’ll have to pay…
It’s been a dynamic and unsettling year for Unilever — from a major CEO transition and the decision to exit the ice cream business to a significant restructuring. The company, known for its global leadership position on sustainability, also announced that it was evolving its broad sustainability agenda, refocusing its…
Key takeaways If it’s hard for you to make your debt payments, it could be worth it to speak with your lender about your options. You may be able to get a deferment or forbearance on your payments if you call and let your lender know your situation. Additionally, you…
Westend61/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Before signing off on an auto loan, crunch the numbers to ensure you can afford your new set of wheels. To find how much you’ll spend on interest, use an auto loan calculator, work it out yourself or talk to a lender. Factors…
Crowdfunding has revolutionized the investment landscape, offering individuals the opportunity to participate in the growth of promising startups. Gone are the days when investing was exclusive to accredited investors and venture capital firms. Today, nearly anyone can become a part-owner of a business with the potential for returns down the…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Citi is an advertising partner. For frequent…
Key takeaways A small personal loan is a type of installment loan of up to $5,000 that’s payable in equal monthly installments with interest. These loans often come with fast funding times and can help you build credit. Research loan options, get prequalified with at least three lenders and compare…
While Gen Z and millennials may not be as experienced in the workplace as older generations, research shows that they have a strong entrepreneurial spirit. According to Bankrate’s Side Hustles Survey, 48 percent of Gen Zers and 44 percent of millennials have a side hustle. Combining drive, independence and a…