Most people dismiss billionaire Michael Saylor’s publicly traded MicroStrategy as a giant, risky bet on bitcoin. A closer look reveals a masterwork that’s a blueprint for manipulating traditional finance to harness the pixie dust fueling crypto mania. By Nina Bambysheva, Forbes Staff New Year’s Eve at Villa Vecchia is a…
Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan may not be right for you if you’re overwhelmed by…
Everyone has spending limits—even the government. Believe it or not, though the American government has a habit of spending like it’s going out of style, there’s actually a limit to the amount of debt it can take on. This limit is called the debt ceiling. And since 1960, the government…
Improving your financial literacy is a constant journey. But with the start of a new year, there is no better time to focus on it a little more to start the year refreshed. A strong foundation in money management can help you make smarter decisions, avoid common pitfalls, and achieve…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
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Credit Sesame reveals how the minimum payment trap can lead to costly debt and signal deeper financial trouble. New data from the Federal Reserve Bank of Philadelphia found that the percentage of credit card customers making just the minimum payments on their cards has reached…
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Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
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No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
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Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Key takeaways A 1099 worker is a self-employed individual that performs tasks or provides services to a company. A W-2 employee is a worker employed by a company that has full control over how the employee performs their work. You might hire a 1099 worker when you need projects completed…
Credit Sesame’s personal finance news roundup December 21, 2024. Stories, news, politics and events impacting personal finance during the past week. U.S. household wealth rises in Q3 2024 The total net worth of American households posted its fourth consecutive quarterly increase in the third quarter of 2024. Household wealth grew…
Okay, so you want to start budgeting. That’s great! But with so many budgeting methods out there, which one do you go with? One popular way to budget is the 50/30/20 rule, where you divide your spending and saving into three categories: 50% to needs, 30% to wants and 20% to…
As the holiday season approaches, the allure of festive decorations, gift-giving, and lavish celebrations can be enticing. However, the excitement of the season often comes with a hidden price tag: credit card debt. The pressure to create a perfect holiday experience can lead many to overspend, often using credit cards…
xavierarnau/E+/Getty Images Key takeaways QuickBooks Payments is the credit card processing arm of the QuickBooks suite of services. To use QuickBooks Payments, you must have a QuickBooks Online or QuickBooks Desktop account. You can process payments through the QuickBooks POS or GoPayments app, plus accept invoice payments from…
Morsa Images/Getty Images Robo-advisors are a great choice for investors who want to simplify their investment management at costs below that of traditional financial advisors. In fact, some robo-advisors don’t even charge an annual management fee. Robo-advisors use algorithms to build an investment portfolio for you based on your answers…
Credit Sesame uses the 12 Days of Christmas to inspire better credit health in 2025. The holidays are a time of joy, generosity, and, unfortunately, often a spike in credit card bills. But with a little planning and smart credit habits, you can enjoy the season without the dreaded January…
December 20, 2024, Lehi, UT — WareSpace, a leader in warehousing for small businesses, and Lendio, a premier small business lending platform, have announced a strategic partnership that will allow WareSpace to offer small business financing as part of its suite of solutions for Small Business customers. With a commitment…
Food. It’s the third-highest expense for Americans and usually people’s biggest budget buster.1 Whether it’s your daily coffee run, lunch with your coworkers, or a last-minute dinner via Postmates, eating out isn’t cheap—especially as food prices continue to go up. But just how much should you spend eating out each…
As the winter months approach, the allure of snow-covered landscapes, holiday festivities, and cozy nights by the fireplace can be captivating. However, the colder season also brings its own set of challenges that can strain your finances if you’re not prepared. From heating costs to unexpected home repairs, winter can…
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