When it comes to retirement, most people find themselves either sitting in the regret of past money mistakes or winning big-time with money, on track to enjoy a retirement they’ve always dreamt about. Here’s the difference: Those who are on track to reach their retirement goals have a plan. They’re…

Thomas Barwick/Getty Images Comenity Bank is a lesser-known specialized bank that partners with merchants to offer store credit cards with rewards tailored toward frequent shoppers. While most of its card offerings only work with that particular merchant, it also provides a few niche cards on the Visa and Mastercard networks.…

Key takeaways Holiday shoppers are shifting their habits in light of inflation and other economic challenges. Small businesses can attract customers and weather the slump by addressing consumer concerns and playing to their strengths. Businesses should offer unique services, branch out their presence and offer a wide range of prices…

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Donald Trump’s presidential victory and Republicans’ gains in Congress will undoubtedly have implications for the financial technology industry. Forbes spoke with policy experts…

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Is there such a thing as a tax-free investment? The short answer is yes — but there aren’t many to choose from. The handful of tax-exempt investments out there are fixed-income securities, like municipal bonds.  But there are plenty of other ways to minimize taxes in your portfolio, including using…

Key takeaways A small business line of credit allows your business to pull funds as needed and only pay interest on the amount withdrawn Many lines of credit are unsecured, but secured lines of credit may be easier for businesses with bad credit or a limited financial history to qualify…

For people with a relatively simple tax situation, using the right online tax software can make a world of difference when it comes to getting your taxes filed without suffering too many migraines. Tax software has been around since the 1980s, and today it’s wildly popular. More than 195 million…

At one point or another, you’ve probably seen a stock’s ticker run across the bottom of a TV screen or noticed share prices flashing across the top of a news website. Perhaps you’ve even looked at a stock’s quote page. But what do the various terms and numbers shown there…

JIM WATSON / Contributor/ Getty Images On the campaign trail, Donald Trump has made many promises to end inflation. One of his proposed fixes has been lowering energy prices, which have drastically increased since the pandemic. While rising energy costs have been named as one of the many reasons behind…

Credit Sesame discusses retirement challenges caused by purchasing homes later in life. The typical American homebuyer is getting older, with recent housing market statistics showing that Americans delay home purchases until later in life. There are good reasons for this, but it is important to recognize how it complicates retirement…

Are you being hounded by debt collectors? The constant phone calls, harsh language and threats to sue can be overwhelming and downright scary. Unfortunately, you also have to watch out for debt collectors who try to trick you into paying for a debt that’s already been paid or a debt…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. A 401(k) match is when an employer…

Investing and taxes go hand-in-hand. When you sell a stock for a profit inside a taxable brokerage account, you’ll owe taxes on the realized gain. But the Internal Revenue Service (IRS) offers tax breaks as well, including the ability for investors to deduct stock losses. These losses, called capital losses,…