Cryptocurrency prices have rebounded somewhat in 2024, leaving some investors with notable gains. But crypto is a notoriously risky investment and prices are known to fluctuate quite a bit. Keeping an eye out for the top performers every now and then can give you important context on how the market…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways The best business loans for…
Key takeaways A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate accounts should stay on your credit report even if you send a dispute letter.…
Ever heard someone say everyone should buy a house? Or that renting is a lot like flushing a whole bunch of money down the toilet every month? Yeah, we’ve heard that stuff too. And it’s nonsense! The truth is, not everyone should buy a house. Because, if you sign the…
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The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
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The average credit card interest rate is 20.55 percent, down slightly from a record-high 20.79 percent set on Aug. 14, 2024. Current credit card interest rates 3-month trends Variable 10/09/2024 20.55% 10/2/2024 20.65% 9/25/2024 20.70% 9/18/2024 20.78% 9/11/2024 20.78% 9/04/2024 20.78% 8/28/2024 20.78% 8/21/2024 20.76%…
Dept Managmnt
Key takeaways Over time, paying down debt has the potential to significantly improve your health and overall quality of life. No matter how…
Banking
Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Major life events often come with major financial decisions. A new job is cause for celebration, but how will the switch impact your plans for retirement? Should you make contributions to a traditional 401(k) at your new job or try out the Roth 401(k) option instead? These answers aren’t always…
Akio Maeshima/Getty Images Key takeaways The application process for a startup loan may differ from other types of business loans. When business documentation is limited, lenders may request personal financial documents and a business plan for startup loans. Business plans can provide clarity and direction, attract investors and help you…
Credit Sesame discusses facts about your credit score that may help you manage it better for future financial success. When managing personal finances, few numbers are as important as your credit score. It’s a key factor that lenders use to decide whether to approve your loan applications, set interest rates,…
So, you’re getting set for a home renovation project. That’s exciting! But you need to be careful. Why? Because it can be really easy for the cost of renovating your house to get out of control. All the time, folks plan something small, like installing a new kitchen floor. But…
According to the National Retail Federation, it’s expected that Americans will spend $11.6 billion Halloween shopping this year. With Halloween fast approaching, you’re probably already thinking about how much money you need to sit aside to buy your child, yourself, or even your pet a halloween costume. Well don’t forget…
Key takeaways In a lower rate environment, CD returns may continue to decline. If you need your money quickly, shorter-term CDs offer more flexibility to access funds sooner, but longer terms could hedge against further rate drops. However, if rates happen to increase and you’re locked in a longer term,…
Michael M. Santiago/Getty Images Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Cryptocurrencies have rebounded…
Key takeaways Startups are unlikely to meet minimum revenue and time in business requirements Alternative lenders, microloans and SBA loans are common options for startups Startup loans may have higher interest rates and shorter repayment terms While the average small business loan amount is $663,000, according to the Federal Reserve,…
Credit Sesame’s personal finance news roundup October 5, 2024. Stories, news, politics and events impacting personal finance during the past week. Dockworker strike on hold45 months of consecutive job growthBank of America suffers widespread outagesHurricane Helene estimated to be costliest storm everPause in mortgage rates downward trendEmployee length of tenure…
You’ve scrimped and saved like Uncle Scrooge, and now you’re ready to put that pile of cash toward buying a house. Congrats! But dropping hundreds of thousands of dollars on a home can feel about as high-stakes as putting all your chips on black and spinning the roulette wheel—especially if…
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