Key takeaways With a solid two miles per dollar earning structure and healthy welcome offer opportunity, the Capital One Venture Rewards Credit Card is a good choice for both simplicity and for maximizing rewards on everyday purchases. Make the card worth the annual fee by fully using perks such as…
Bonds are known for the role that they play in adding diversification to a portfolio. Their stable income stream and relatively conservative risk profile give investors some peace of mind when it comes to weathering the market’s ups and downs. But are all bonds low risk? And what risks are…
It might feel impossible to save a down payment while renting. After all, rent is expensive! And it’s not getting any cheaper. The national median rent for a two-bedroom apartment is $1,374.1 So, how in the world are you supposed to save a down payment big enough to buy a…
You might love your credit card — but your favorite local business probably doesn’t. I’m all for paying with your credit card everywhere you can, unless there’s a fee. It’s safer, it earns you rewards, and it’s easier to get your money back if something goes wrong. However, while these…
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The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
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Cryptocurrency prices have rebounded somewhat in 2024, leaving some investors with notable gains. But crypto is a notoriously risky investment and prices are known to fluctuate quite a bit. Keeping an eye out for the top performers every now and then can give you important…
Dept Managmnt
1. Identify Your Financial Goals Do you want to stop living pay cheque to pay cheque? Do you want to be debt-free by…
Banking
Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
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Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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LEHI, UTAH – Sept. 12, 2024– Bankwell Financial Group, Inc. (NASDAQ: BWFG) announced a strategic partnership with Lendio. It will leverage Lendio’s Intelligent Lending platform to source, underwrite, and provide instant SBA 7(a) loan offers to business loan applicants. Bankwell will also leverage Lendio’s digital loan application to offer loans…
Key takeaways Unsecured debt doesn’t require you to offer collateral, such as a vehicle or a home, to secure the loan. Because unsecured debt is riskier for lenders, interest rates are typically higher, and approval requirements are more stringent. Personal loans, credit cards and student loans are common types of…
PeopleImages/Getty Images Key takeaways The Discover it® Student Chrome card provides college students with the opportunity to build their credit through responsible use. Unlike some student credit cards, the Discover it Student Chrome offers both a welcome bonus and the ability to earn ongoing cash back rewards. The card also…
Mistakes are normal in anyone’s financial journey. If you’ve made a financial decision in the past that you regret, like taking on too much credit card debt, know you’re not alone. The majority (77 percent) of U.S. adults have a financial regret, according to Bankrate’s newest Financial Regret Survey. Most…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. If you need a credit card but…
Key takeaways Timeshare loans are often affiliated with timeshare property developers and have steep interest rates. Personal loans from banks and other financial institutions may be a better choice for buying a timeshare. Home equity loans, cash and credit cards can also be used to purchase a timeshare. Frequent travelers…
While consumers have to adapt to inflation in their personal lives, small business owners are among the first groups to feel the impact. Customers become more selective with what they spend and often look toward the goods and services with the lowest prices. These effects are pronounced for small businesses…
While bank accounts and many other financial accounts can be jointly owned, retirement accounts like IRAs and 401(k)s are inherently individual. That means each person must open and maintain their own retirement account. The IRS does not permit sharing these accounts between spouses or any other individuals. Spousal IRAs represent…
Small businesses play a vital role in the economy, accounting for a significant portion of job creation and economic growth. However, starting and running a small business can be challenging, with numerous factors impacting success. By understanding the latest trends and insights on small business statistics, entrepreneurs and business owners…
By Carmen Chan You’ve got your mortgage and car loan to pay, credit card bills and HELOC payments, and a running list of utility bills and other key expenses – does it feel like your fixed monthly expenses are eating up all your income? Canadians’ budgets are being stretched thin,…
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