Most people dismiss billionaire Michael Saylor’s publicly traded MicroStrategy as a giant, risky bet on bitcoin. A closer look reveals a masterwork that’s a blueprint for manipulating traditional finance to harness the pixie dust fueling crypto mania. By Nina Bambysheva, Forbes Staff New Year’s Eve at Villa Vecchia is a…
Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan may not be right for you if you’re overwhelmed by…
Everyone has spending limits—even the government. Believe it or not, though the American government has a habit of spending like it’s going out of style, there’s actually a limit to the amount of debt it can take on. This limit is called the debt ceiling. And since 1960, the government…
Improving your financial literacy is a constant journey. But with the start of a new year, there is no better time to focus on it a little more to start the year refreshed. A strong foundation in money management can help you make smarter decisions, avoid common pitfalls, and achieve…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
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Credit Sesame reveals how the minimum payment trap can lead to costly debt and signal deeper financial trouble. New data from the Federal Reserve Bank of Philadelphia found that the percentage of credit card customers making just the minimum payments on their cards has reached…
Dept Managmnt
Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems, with the latest being a new lawsuit alleging trademark infringement and unfair competition. New York-based analytics company Prism Data sued TomoCredit on Tuesday, accusing it of infringing on Prism’s trademark…
Electrical infrastructure stocks like Powell Industries and IES Holdings have been on a tear, leading Forbes’ ranking of mid-sized companies. Right behind are names like Abercrombie & Fitch, Dutch Bros, Sweetgreen and Shake Shack. By Hank Tucker, Forbes Staff The growing appreciation of artificial intelligence and anything related to it…
Did you ever wonder why taxes are so often mentioned in the same sentence as death? They’re both unpleasant, and you can’t, in the end, avoid either of them. But that doesn’t have to get you down! Your business is killing it and your customers are being served. You just…
Key takeaways Where Discover credit cards shine for their lack of fees, they come up short in terms of global acceptance and available cardholder perks. Visa credit cards stand out for their rewards rates and cardholder benefits, but only with the top cards available within the network. Instead of choosing…
Even as inflation comes down and the Federal Reserve begins to cut interest rates, the economy still faces the risk of a recession. Building a portfolio that has at least some less risky assets can be useful in helping you ride out volatility in the market. The trade-off, of course,…
Kentaroo Tryman / Getty Images Key takeaways LLC business loans are similar to regular business loans, but they cater to LLCs Common loans available to LLCs include SBA loans, term loans and business lines of credit A personal guarantee may still be required for an LLC loan Many business owners…
Credit Sesame’s 2025 inflation forecast discusses the economic forces at work that could result in a resurgence of inflation. As the end of 2024 approaches, people may reflect on what went right or wrong over the past year. One thing that mostly went well was the Federal Reserve’s mission to…
Children are a blessing. Even when they test you (looking at you, threenagers and teenagers), you wouldn’t trade them for anything. You know what else kids are? Expensive. From buying thousands of diapers to saving for college, it all adds up. And fast. Even Uncle Sam knows how expensive raising kids…
Key takeaways The best balance transfer cards allow you to make unlimited balance transfers within 60 to 120 days of account opening. Your balance transfers cannot exceed your 0 percent intro APR card’s credit limit, so you might not be able to transfer all of your balances…
Key takeaways A business loan provides one-time funding to help start or grow a business Lines of credit cover short-term financing needs and let businesses borrow funds repeatedly Banks, online lenders and CDFIs may offer term loans and lines of credit A business loan offers funding that small businesses need…
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