Key takeaways With a solid two miles per dollar earning structure and healthy welcome offer opportunity, the Capital One Venture Rewards Credit Card is a good choice for both simplicity and for maximizing rewards on everyday purchases. Make the card worth the annual fee by fully using perks such as…
Bonds are known for the role that they play in adding diversification to a portfolio. Their stable income stream and relatively conservative risk profile give investors some peace of mind when it comes to weathering the market’s ups and downs. But are all bonds low risk? And what risks are…
It might feel impossible to save a down payment while renting. After all, rent is expensive! And it’s not getting any cheaper. The national median rent for a two-bedroom apartment is $1,374.1 So, how in the world are you supposed to save a down payment big enough to buy a…
You might love your credit card — but your favorite local business probably doesn’t. I’m all for paying with your credit card everywhere you can, unless there’s a fee. It’s safer, it earns you rewards, and it’s easier to get your money back if something goes wrong. However, while these…
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The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
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Cryptocurrency prices have rebounded somewhat in 2024, leaving some investors with notable gains. But crypto is a notoriously risky investment and prices are known to fluctuate quite a bit. Keeping an eye out for the top performers every now and then can give you important…
Dept Managmnt
1. Identify Your Financial Goals Do you want to stop living pay cheque to pay cheque? Do you want to be debt-free by…
Banking
Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Key takeaways The price of your flight depends on a variety of factors, not just the day you book it and the day you fly out. However, data from Expedia’s 2024 Air Travel Hacks Report shows that consumers can save money by booking on Sundays and flying out on Thursdays.…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Investing in the stock market can be…
Key takeaways A black credit card is a luxury card and status symbol that’s usually only available by invitation. The requirements for black credit cards vary by issuer and are typically kept secret, but they tend to require the potential cardholder to have above a certain amount of money in…
Both Roth thrift savings plans (TSPs) and Roth individual retirement accounts (IRAs) can offer significant tax advantages and the potential for tax-free growth, but they cater to different needs and circumstances. Understanding the differences between them can help you make an informed decision about which can be better suited for…
Key takeaways The Capital One Quicksilver Student Cash Rewards Credit Card offers a 1.5 percent cash back rate on all purchases, 5 percent back on hotels and rental cars booked through Capital One Travel and 10 percent back on Uber and Uber Eats purchases (through November 14, 2024). Cardholders can…
Financial scams are everywhere these days. Whether it’s phishing attempts through email and text messages or a fraudster impersonating a loved one on the phone, there are a lot of traps to avoid. There are also scams to avoid when working with a financial advisor, some of which are illegal…
Anastasiia Shavshyna/Getty Images Key takeaways When you apply for an emergency loan, a lender usually performs a hard credit check to review your credit history and reports, which temporarily lowers your credit score. Making on-time payments on an emergency loan can help improve your credit over time. Receiving an emergency…
Late 401(k) contributions can potentially lead to penalties and missed investment opportunities. Employers must adhere to strict deposit deadlines to comply with IRS regulations and ensure employees’ retirement savings grow as intended. Understanding these deadlines and the consequences of missing them is essential for both employers and employees to maintain…
Credit Sesame discusses the AI revolution and how it has ushered in a new era of financial assessment. The landscape of credit assessment is shifting, driven by the transformative power of artificial intelligence (AI). Traditionally reliant on historical data and credit scores, lenders now embrace AI-powered algorithms to evaluate creditworthiness…
Ariel Skelley/Getty Images Key takeaways The Blue Cash Preferred® Card from American Express offers cash-back rewards on common, everyday categories for a $95 annual fee ($0 intro annual fee the first year). Along with a handful of entertainment, travel protection and insurance benefits, the Amex Blue Cash Preferred features an…
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