Most people dismiss billionaire Michael Saylor’s publicly traded MicroStrategy as a giant, risky bet on bitcoin. A closer look reveals a masterwork that’s a blueprint for manipulating traditional finance to harness the pixie dust fueling crypto mania. By Nina Bambysheva, Forbes Staff New Year’s Eve at Villa Vecchia is a…
Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan may not be right for you if you’re overwhelmed by…
Everyone has spending limits—even the government. Believe it or not, though the American government has a habit of spending like it’s going out of style, there’s actually a limit to the amount of debt it can take on. This limit is called the debt ceiling. And since 1960, the government…
Improving your financial literacy is a constant journey. But with the start of a new year, there is no better time to focus on it a little more to start the year refreshed. A strong foundation in money management can help you make smarter decisions, avoid common pitfalls, and achieve…
Trending
Spotlight This Week
More Articles
Personal Finance
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
Featured Articles
Credit Sesame reveals how the minimum payment trap can lead to costly debt and signal deeper financial trouble. New data from the Federal Reserve Bank of Philadelphia found that the percentage of credit card customers making just the minimum payments on their cards has reached…
Dept Managmnt
Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
All News
As we kick off the new year, how are you feeling about your own financial situation and the economy as a whole? Are you scared about a possible recession looming around the corner? Worried about inflation? Afraid to take a quick peek at your 401(k) balance? If that’s you, you’ve…
Key takeaways Building credit as a student can set you up for financial success once you graduate, and using a student credit card can help you along the way. Student credit cards have lower approval requirements than regular credit cards, so people older than 18 can qualify without…
Stablecoins have become an essential part of the cryptocurrency ecosystem. Designed to maintain a fixed value, these tokens provide a reliable way for traders to manage risk, reduce transaction fees and even earn passive income. However, not all stablecoins are created equal, and some carry greater risks than others. This article…
MoMo Productions/Getty Images Key takeaways LLC business loan document requirements are similar to those of other types of business loans Lender and loan type determine the type of documentation needed You’ll need documentation about yourself and your business finances, including tax returns and debt schedules Limited liability companies (LLCs) are…
Key takeaways A lien serves as an official notice that you owe a creditor for unpaid property. If you do not pay, the creditor can legally sell that property. A lien can be either voluntary, such as when buying a house, or involuntary, such as when defaulting on a car…
The Roth IRA is one killer way to save for retirement. We recommend it a lot. Like, a lot a lot. Because what’s not to love? Not only do you get to enjoy watching your investments inside of a Roth IRA grow tax-free, but you’ll also get to use that money in…
Key takeaways The Hilton Honors American Express Card is Hilton’s only no-annual-fee card. This card is a solid choice for people who prefer staying at Hilton properties, but might not do so often enough to justify paying an annual fee. One of the top benefits of this card…
Call options are a type of option that increases in value when a stock rises. They’re the best-known kind of option, and they allow the owner to lock in a price to buy a specific stock by a specific date. Call options are appealing because they can appreciate quickly on…
Credit Sesame’s personal finance news roundup December 14, 2024. Stories, news, politics and events impacting personal finance during the past week. Inflation increases in November 2024Producer prices rise in November 2024Consumer borrowing surged in October 2024Credit card late fee cap proposal remains blockedSpending expectations still exceed income growthMortgage rates decline…
To give you the best online experience, Ramsey Solutions uses cookies and other tracking technologies to collect information about you and your website experience, and shares it with our analytics and advertising partners as described in our Privacy Policy. By continuing to browse or by closing out of this message,…
Editor's Pick
