Key takeaways With a solid two miles per dollar earning structure and healthy welcome offer opportunity, the Capital One Venture Rewards Credit Card is a good choice for both simplicity and for maximizing rewards on everyday purchases. Make the card worth the annual fee by fully using perks such as…
Bonds are known for the role that they play in adding diversification to a portfolio. Their stable income stream and relatively conservative risk profile give investors some peace of mind when it comes to weathering the market’s ups and downs. But are all bonds low risk? And what risks are…
It might feel impossible to save a down payment while renting. After all, rent is expensive! And it’s not getting any cheaper. The national median rent for a two-bedroom apartment is $1,374.1 So, how in the world are you supposed to save a down payment big enough to buy a…
You might love your credit card — but your favorite local business probably doesn’t. I’m all for paying with your credit card everywhere you can, unless there’s a fee. It’s safer, it earns you rewards, and it’s easier to get your money back if something goes wrong. However, while these…
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The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
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Cryptocurrency prices have rebounded somewhat in 2024, leaving some investors with notable gains. But crypto is a notoriously risky investment and prices are known to fluctuate quite a bit. Keeping an eye out for the top performers every now and then can give you important…
Dept Managmnt
1. Identify Your Financial Goals Do you want to stop living pay cheque to pay cheque? Do you want to be debt-free by…
Banking
Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Credit Sesame’s personal finance news roundup September 7, 2024. Stories, news, politics and events impacting personal finance during the past week. Employment growth shows new signs of weaknessMiddle-class households believe they can afford retirementPlanned production hike delayed by OPEC+FTC warns of student aid scamNew measure of debt service ratios shows…
Understanding your credit score is crucial for financial health, yet many misconceptions persist about what affects it and how it operates. These myths can lead to poor financial decisions and unnecessary stress. Let’s debunk some common credit score myths and provide factual information to help you navigate your financial journey…
Millions of Americans use mutual funds to help meet their investment and retirement goals, but you may not know exactly what they are or how to start investing in them. Like many financial products, they can be intimidating at first, but mutual funds are fairly simple to understand with a…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. If you’re looking to build your fortune,…
Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly payments. Personal loans are still a form of debt, and it’s important not to rack up more credit card debt while paying off your personal loan. Alternatives such as balance…
Jacob Wackerhausen/Getty images Key takeaways Personal loan amounts range from $1,000 to $100,000, which may not be enough to buy a regular home but could work if you need a small mortgage for a tiny or mobile home. Personal loan interest isn’t tax deductible like a mortgage. You can typically…
JEFF KOWALSKY / Contributor/ Getty Images Democratic nominee Kamala Harris proposed several policies this week designed to help create and grow small businesses across the country if she wins the presidency in November. She spoke to a crowd in New Hampshire about these new policies as well as making the…
Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many retirement savers might want to consider. A Roth conversion, as the move is called, has many benefits. It can help you avoid required minimum distributions, or RMDs, in retirement, as…
While cryptocurrency has surged in popularity in recent years, only a minority of Americans have actually traded it. Among the most popular cryptos are Bitcoin, Ethereum and Cardano, each of which has seen a lot of action as prices rise and fall. The appeal for traders? The potential to make…
If you’re going to invest in individual stocks, you’ll need to know where to find information about the companies you’re buying into. While many companies post information in press releases and presentations on their investor relations pages online, much of the best information is found in filings with the Securities…
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