Most people dismiss billionaire Michael Saylor’s publicly traded MicroStrategy as a giant, risky bet on bitcoin. A closer look reveals a masterwork that’s a blueprint for manipulating traditional finance to harness the pixie dust fueling crypto mania. By Nina Bambysheva, Forbes Staff New Year’s Eve at Villa Vecchia is a…
Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan may not be right for you if you’re overwhelmed by…
Everyone has spending limits—even the government. Believe it or not, though the American government has a habit of spending like it’s going out of style, there’s actually a limit to the amount of debt it can take on. This limit is called the debt ceiling. And since 1960, the government…
Improving your financial literacy is a constant journey. But with the start of a new year, there is no better time to focus on it a little more to start the year refreshed. A strong foundation in money management can help you make smarter decisions, avoid common pitfalls, and achieve…
Trending
Spotlight This Week
More Articles
Personal Finance
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
Featured Articles
Credit Sesame reveals how the minimum payment trap can lead to costly debt and signal deeper financial trouble. New data from the Federal Reserve Bank of Philadelphia found that the percentage of credit card customers making just the minimum payments on their cards has reached…
Dept Managmnt
Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
All News
Hey, we all know at least one or two people who work for the government—your cousin the park ranger, your neighbor the air traffic controller, your friendly neighborhood mail carrier. Or maybe you have a government job yourself. What all these people have in common (besides being federal employees) is…
How to earn free cryptocurrency: 11 easy ways 1. Sign up with an exchange Plenty of crypto exchanges will put some crypto in your wallet if you sign up as a client (just as brokerages will give you cash if you sign up as a client). You may want to…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways Some business lenders require applicants…
Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions, we tend to resolve to do certain things. Eat healthier meals and snacks. Exercise 60-minutes every day. Pay an extra $150 to our credit cards each month. These are all pretty typical resolutions for ways…
Key takeaways Chapter 13 bankruptcy allows people with regular income to repay debts over time, protecting assets and recovering financial stability. To qualify, individuals must meet income and debt limits and propose a feasible repayment plan. Chapter 13 offers a structured plan but might have longer timelines and higher costs…
You’re living the dream of working for yourself—hats off to you! There are so many benefits of having your own business. You get to set your own schedule, you get to set the rules . . . after all, you’re the boss! On the other hand, there are some downsides—like…
If you live in the state of New York and have a history of traffic violations or accidents, you may be considered a high-risk driver. Bankrate defines a high-risk driver as someone with at least one speeding ticket conviction, at-fault accident or DUI conviction on their motor vehicle record. Drivers…
Before you invest your money, you’re likely wondering how much you’re going to earn. This is known as the rate of return or return on investment. The rate of return is expressed as a percentage of the total amount you invested. If you invest $1,000 and get back your original…
Credit Sesame discusses online financial fraud committed over the Thanksgiving weekend. The holiday season kicked off with Thanksgiving, Black Friday and Cyber Monday. This national holiday is a time for family get-togethers and cozy dinners, followed by some great gift deals for the holiday season. Unfortunately, hackers don’t take holidays.…
By Julie Jaggernath There’s nothing better than a home-cooked meal, or is there? Visit a restaurant at dinner time and a room full of people might beg to differ. Dining out can be a delightful experience, offering a break from routine and a chance to try new flavours. However, whether…
Editor's Pick
