Key takeaways With a solid two miles per dollar earning structure and healthy welcome offer opportunity, the Capital One Venture Rewards Credit Card is a good choice for both simplicity and for maximizing rewards on everyday purchases. Make the card worth the annual fee by fully using perks such as…
Bonds are known for the role that they play in adding diversification to a portfolio. Their stable income stream and relatively conservative risk profile give investors some peace of mind when it comes to weathering the market’s ups and downs. But are all bonds low risk? And what risks are…
It might feel impossible to save a down payment while renting. After all, rent is expensive! And it’s not getting any cheaper. The national median rent for a two-bedroom apartment is $1,374.1 So, how in the world are you supposed to save a down payment big enough to buy a…
You might love your credit card — but your favorite local business probably doesn’t. I’m all for paying with your credit card everywhere you can, unless there’s a fee. It’s safer, it earns you rewards, and it’s easier to get your money back if something goes wrong. However, while these…
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The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
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Cryptocurrency prices have rebounded somewhat in 2024, leaving some investors with notable gains. But crypto is a notoriously risky investment and prices are known to fluctuate quite a bit. Keeping an eye out for the top performers every now and then can give you important…
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1. Identify Your Financial Goals Do you want to stop living pay cheque to pay cheque? Do you want to be debt-free by…
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Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
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Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways Paying credit card bills on…
Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to get an advance on your money. These loans are typically for a set amount and are offered via check or loaded on a prepaid credit card. Many tax refund loans…
Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55 can make sense. For one thing, withdrawals from Roth accounts, unlike traditional 401(k) withdrawals, are generally tax-free in retirement. Roth accounts are also exempt from Required Minimum Distribution (RMD) rules,…
Business credit cards can be an excellent tool to finance your small business. But should you open a new business credit card? Is now the right time? Would it be better to wait or look for other forms of financing? In this article, we’ll cover when you should (and shouldn’t)…
Key takeaways Consumers with large amounts of debt or lower credit scores are often targeted for debt relief and credit scams. Scammers may contact you with promises of significant results and demand large upfront payments. You can protect yourself from scams by ignoring unsolicited offers and researching legitimate debt relief…
You don’t have to spend a fortune to bring your Pinterest board dreams to life. You just need to know where to buy cheap furniture that doesn’t look cheap. As a frugal guy myself, I did a ton of research when I furnished my home, and I’m going to share all my best furniture shopping…
Navigating college life is a journey filled with academic challenges, social opportunities, and the excitement of newfound independence. However, it is also a time when financial stability can become a significant concern. After all, for most college-bound people, this will be the first time they’ll be in charge of their…
Images by GettyImages; Illustration by Hunter Newton/Bankrate No matter what state you’re in, real estate transactions are financially complex. Homebuyers and sellers have to think about more than just the home’s sale price: Closing costs are the fees and taxes that must be paid in order to finalize a real…
FG Trade Latin/Getty Images Coaching can help in many different aspects of life. Whether it’s in sports or just life in general, coaches can help us make the most of our talents and identify areas of improvement. Your financial life is no different. Here’s what to know about financial coaches,…
Key takeaways IHG One Rewards is a free loyalty program for the InterContinental Hotels Group that lets members earn points toward free hotel stays and other types of redemptions. Program members who climb the elite status tiers also get additional perks like late check-out, early check-in and complimentary upgrades when…
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