Credit Sesame helps you safeguard your finances by explaining how to avoid credit card skimming scams. Credit card skimming remains a significant threat in 2025, with fraudsters continually evolving their tactics to steal financial information. If a scammer gains access to your credit card details and racks up unauthorized charges,…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading gadgets more frequently, or moving into a larger home. While these improvements can enhance comfort, unchecked spending can quickly outpace earnings, making it difficult to build or maintain wealth. Over…
Shares of Mixue Group, China’s largest bubble tea chain controlled by billionaire brothers Zhang Hongchao and Hongfu, jumped 43.2% in its highly anticipated Hong Kong stock market debut on Monday, boasting a market cap of $14.1 billion. The company, best known for selling freshly-made drinks for about $1, ended its…
U.S. businesses no longer have to comply with the beneficial ownership information (BOI) reporting filing requirements of the Corporate Transparency Act (CTA). The dramatic policy change was first announced on social media by the Treasury Department, followed by a press release posted on its website and a Truth Social post…
Personal Finance
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
Featured Articles
The Federal Open Market Committee has seven remaining scheduled meetings for 2025 with the next on March 19. The expectation of fixed income markets is that interest rates will be cut in 2025 most likely two or three times. However, these cuts may be weighted…
Dept Managmnt
By Garrett Johnson Whether you are a new grad or a young adult entering your first full-time job, budgeting tips for new grads…
Banking
In my last column, I likened artificial intelligence to the wizard in “The Wizard of Oz.” It received a good reaction so I…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…

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A VIN — or vehicle identification number — is a 17-figure sequence of numbers and letters exclusive to your vehicle. It’s used by entities like the Department of Motor Vehicles, your auto insurance company and law enforcement to identify your car. Although you won’t need to memorize your VIN, you…
Just like a regular wallet, you may need a cryptocurrency wallet to hold and protect your Bitcoin and other types of cryptocurrency. While a crypto exchange might offer a basic wallet, a specialized crypto wallet brings extra security to your holdings, reducing the chances they can be stolen. Here are…
Key takeaways Alternative lending offers accessible eligibility requirements to help you get funding even with subprime credit or finances. Many alternative lenders don’t restrict how you use the funds and often pay out within 24 to 48 hours. Due to short terms and high interest rates, you can expect a…
Do you ever see people who are living their retirement dreams and wonder, What the heck did they do to get there? There’s joy in their voices as they talk about their plans to travel the world or be outrageously generous. And it’s contagious! So, how did they do it? First off, they’re probably…
Key takeaways If you are a small-business owner, then the Capital One Spark Cash Plus and The Plum Card® from American Express are two business cards to consider that allow flexibility when it comes to spending limits. While the Spark Cash Plus offers cash back rewards, the…
Key takeaways 44% of Americans think their finances will improve in 2025, compared to 37% who said so of 2024 and 34% who said so of 2023, according to Bankrate’s Financial Outlook Survey. The most common main financial goal cited by Americans for 2025 is paying down debt (21%), followed…
The world of budgeting and personal finance is all abuzz with the news: Mint is shutting down this year. If you’re currently a budgeter with Mint, we know you’ve got lots of questions. Many of them probably start with, what the heck? (or something stronger). Let’s answer at least two…
eyecrave productions/Getty Images Planning to buy or sell a home in Kansas? No matter which side of the transaction you’re on, be prepared to pay for your share of closing costs, the set of fees and expenses that are due at a real estate closing. Although Kansas has lower average…
Key takeaways A portfolio line of credit allows you to borrow money against your investments, similar to other types of secured loans and lines of credit. This line of credit typically has lower interest rates and more flexible repayment options than other borrowing methods. Not all accounts allow you to…
This year, after watching Hurricane Helene tear through Asheville, Black Mountain and other towns close to where I call home, I made a commitment to getting my Christmas gifts locally. Not only did I want to support small businesses grappling with reduced tourism and damage from the storm, but I…
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