Credit Sesame helps you safeguard your finances by explaining how to avoid credit card skimming scams. Credit card skimming remains a significant threat in 2025, with fraudsters continually evolving their tactics to steal financial information. If a scammer gains access to your credit card details and racks up unauthorized charges,…

Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading gadgets more frequently, or moving into a larger home. While these improvements can enhance comfort, unchecked spending can quickly outpace earnings, making it difficult to build or maintain wealth. Over…

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A VIN — or vehicle identification number — is a 17-figure sequence of numbers and letters exclusive to your vehicle. It’s used by entities like the Department of Motor Vehicles, your auto insurance company and law enforcement to identify your car. Although you won’t need to memorize your VIN, you…

Just like a regular wallet, you may need a cryptocurrency wallet to hold and protect your Bitcoin and other types of cryptocurrency. While a crypto exchange might offer a basic wallet, a specialized crypto wallet brings extra security to your holdings, reducing the chances they can be stolen. Here are…

Key takeaways Alternative lending offers accessible eligibility requirements to help you get funding even with subprime credit or finances. Many alternative lenders don’t restrict how you use the funds and often pay out within 24 to 48 hours. Due to short terms and high interest rates, you can expect a…

Do you ever see people who are living their retirement dreams and wonder, What the heck did they do to get there? There’s joy in their voices as they talk about their plans to travel the world or be outrageously generous. And it’s contagious! So, how did they do it? First off, they’re probably…

Key takeaways If you are a small-business owner, then the Capital One Spark Cash Plus and The Plum Card® from American Express are two business cards to consider that allow flexibility when it comes to spending limits. While the Spark Cash Plus offers cash back rewards, the…

Key takeaways 44% of Americans think their finances will improve in 2025, compared to 37% who said so of 2024 and 34% who said so of 2023, according to Bankrate’s Financial Outlook Survey. The most common main financial goal cited by Americans for 2025 is paying down debt (21%), followed…

The world of budgeting and personal finance is all abuzz with the news: Mint is shutting down this year. If you’re currently a budgeter with Mint, we know you’ve got lots of questions. Many of them probably start with, what the heck? (or something stronger). Let’s answer at least two…

eyecrave productions/Getty Images Planning to buy or sell a home in Kansas? No matter which side of the transaction you’re on, be prepared to pay for your share of closing costs, the set of fees and expenses that are due at a real estate closing. Although Kansas has lower average…

Key takeaways A portfolio line of credit allows you to borrow money against your investments, similar to other types of secured loans and lines of credit. This line of credit typically has lower interest rates and more flexible repayment options than other borrowing methods. Not all accounts allow you to…