Retirement is a time for you to enjoy what you love—whether that’s traveling, spending time with family, or serving your community. If you want to live your retirement dream, you need a plan. And knowing the best cities to retire can help you make your hard-earned dollars go farther when…
Whether you’re nearing the tail-end of a lease agreement, you recently graduated college or you’re moving out on your own for the first time, apartment hunting can be both exciting and scary. But if you have a bad credit score, finding a property for rent is the easy part. It’s…
Images by GettyImages; illustration by Hunter Newton/Bankrate Wealth management is a comprehensive service focused on taking a holistic look at a client’s financial picture. It is generally considered a “high-end” service, and some wealth management firms may require a certain level of investment assets or a minimum net worth. For…
Key takeaways SBA lenders aren’t required to take collateral for most SBA loans under $50,000 SBA lenders will use their existing loan collateral policies to determine how much collateral you need to put up The SBA requires a personal guarantee for any owners with at least a 20 percent ownership…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
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Key takeaways There is no right number of credit cards to own, but in general, most people should consider having at least two in case of emergencies or fraud. Having multiple credit cards helps reduce your utilization rate and provides lenders with…
Dept Managmnt
By Garrett Johnson Whether you are a new grad or a young adult entering your first full-time job, budgeting tips for new grads…
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In my last column, I likened artificial intelligence to the wizard in “The Wizard of Oz.” It received a good reaction so I…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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eyecrave productions/Getty Images Planning to buy or sell a home in Kansas? No matter which side of the transaction you’re on, be prepared to pay for your share of closing costs, the set of fees and expenses that are due at a real estate closing. Although Kansas has lower average…
Key takeaways A portfolio line of credit allows you to borrow money against your investments, similar to other types of secured loans and lines of credit. This line of credit typically has lower interest rates and more flexible repayment options than other borrowing methods. Not all accounts allow you to…
This year, after watching Hurricane Helene tear through Asheville, Black Mountain and other towns close to where I call home, I made a commitment to getting my Christmas gifts locally. Not only did I want to support small businesses grappling with reduced tourism and damage from the storm, but I…
Credit Sesame’s personal finance news roundup January 11, 2025. Stories, news, politics, and events impacting personal finance during the past week. Job growth strong in December 2024 The US economy added 256,000 jobs in December. This completed the fourth year in a row in which employment grew every month. In…
Which Debts Aren’t Worth Paying Down First? 4. Prepare For the Year Ahead You may have some big ticket items to save up for in 2025. January is the time to acknowledge your year-round needs and siphon a portion of your income each month towards these expenses. If you set…
If you’re like me, you’re probably already wondering when you’ll have time to wrap all your presents for Christmas. I want my gifts to look cute, but I don’t want to spend a ton of time or money on them this year. I’ve fallen into that trap before! Wrapping presents…
Key takeaways The “Chase 5/24 rule” limits the number of Chase credit cards a consumer can have if they have opened five or more credit cards in the past 24 months. This rule applies to all Chase credit cards, including co-branded hotel and airline cards. Switching to a different Chase…
Bond prices have been volatile in recent years as the Federal Reserve hiked interest rates to combat high inflation, but with rate cuts underway, investors may still be able to take advantage of attractive yields in short-term bonds. Here’s what you should know about short-term bond funds and some of…
Key Takeaways A semi-truck loan, lease or line of credit are all options for business owners who need financing to buy a semi truck. Your credit score will play a significant role in your ability to qualify for a loan, but you can find loans for bad credit from specific…
Credit Sesame’s personal finance news roundup January 4, 2025. Stories, news, politics and events impacting personal finance during the past week. Wall Street completes best 2 years since the late 1990sHoliday spending up modestly in 2024Credit card write-offs rose sharply in first 9 months of 2024Mortgage rates rise for third…
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