Key takeaways Startup loans are designed for businesses that have not been in operation for long or have little to no credit history Different types of business startup loans work best in different situations, so you’ll want to consider all your options. Types of startup business loans include bank loans,…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly payments later this year. Several Biden-era student loan forgiveness initiatives have been either struck down by courts or withdrawn, and mass debt relief is unlikely to happen under the Trump…
Hedge funds have lost some of their luster in recent years, with institutions preferring to pour money in Wall Street’s newer crazes for dependable returns like private credit, but the most successful firms in the old guard are still delivering steady gains for their limited partner investors. The world’s top…
President Donald Trump signed dozens of executive actions on his first day in office, including some that could impact your taxes. Two executive orders focused on federal employees, including the imposition of a hiring freeze and a requirement that federal government employees return to the office. Both could have immediate…
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When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
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They used to say, and still do, that there is no such thing as economics, only demographics. The idea is that whatever economic theory holds sway, it is overwhelmed by the effects of population. As a sidebar this is the key to predicting who will…
Dept Managmnt
Bankruptcy is a legal process to help individuals and businesses manage overwhelming debt. While it provides a path to financial relief, the decision…
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As wildfires roar across southern California, these natural disasters are not only destroying homes but taking lives. Home insurance costs also are taking…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Student loan forgiveness scams are the worst. It’s bad enough you’ve got student loans you need to pay off. Now, you’ve also got to watch out for scumbags trying to pull one over on you. But you don’t have to fall for it! The sooner you can recognize student loan…
The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Kraken’s cryptocurrency exchange has something to offer both new and experienced traders. Its trading fees are among the lowest in the industry and they decline at higher levels of trading activity. You’ll also get 24/7 customer support, which is rare in the crypto world, along with a wide offering of…
Employee retention is a top priority for HR and business leaders. As our economy comes out of the Great Resignation, many leaders are looking for helpful and sustainable ways to retain employees. So, if you read nothing else, read this: The best retention strategies start the moment you hire an…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Moving away from home, making new friends and getting to class on time are some of the big changes college students face after high school. With all that this new group of adults is facing, it’s a wonder that there’s time for anything else, let alone investing. But surprisingly, college…
We know what you’re thinking: The used car market is crazy right now! But believe it or not, reliable used cars aren’t extinct. There are still plenty of options available—even in your price range! We’re going to walk you through the best way to buy a used car (because, trust…
Rebecca Noble / Stringer / Getty Images President-elect Donald Trump launched a cryptocurrency called $TRUMP on Friday night, taking the crypto world by storm and making some investors big money overnight. The token’s price surged to more than $33 at one point on Saturday afternoon, with a market capitalization surpassing…
Four times a year, publicly traded companies release their financial statements and required disclosures during a period that’s become known as “earnings season.” The Securities and Exchange Commission (SEC) requires these reports to provide transparency to investors about how companies are performing. What is earnings season, and what exactly should…
Zinkevych/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways The best terms on small business loans are generally reserved for borrowers with strong credit scores Personal credit scores range from 300 to 850, with higher scores indicating greater likelihood of timely payments on a loan Business credit scores can range from…
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