Cryptocurrency prices have rebounded somewhat in 2024, leaving some investors with notable gains. But crypto is a notoriously risky investment and prices are known to fluctuate quite a bit. Keeping an eye out for the top performers every now and then can give you important context on how the market…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways The best business loans for…

Key takeaways A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate accounts should stay on your credit report even if you send a dispute letter.…

Ever heard someone say everyone should buy a house? Or that renting is a lot like flushing a whole bunch of money down the toilet every month? Yeah, we’ve heard that stuff too. And it’s nonsense! The truth is, not everyone should buy a house. Because, if you sign the…

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The average credit card interest rate is 20.55 percent, down slightly from a record-high 20.79 percent set on Aug. 14, 2024. Current credit card interest rates 3-month trends Variable 10/09/2024 20.55% 10/2/2024 20.65% 9/25/2024 20.70% 9/18/2024 20.78% 9/11/2024 20.78% 9/04/2024 20.78% 8/28/2024 20.78% 8/21/2024 20.76%…

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Cavan Images/Getty Images Key takeaways Prequalified card offers can help you scope out how likely you are to qualify for a credit card, and the issuer typically only does a soft credit inquiry that will not impact your credit score. If you improve your credit score by practicing habits such…

When it comes to investing in mutual funds or exchange-traded funds (ETFs), one of the most important factors to consider and understand is the expense ratio. An expense ratio measures how much you’ll pay over the course of a year to own a fund. A high expense ratio can significantly…

Volkswagen’s shares were hammered by about 5% Monday after its profit warning late last week but rallied later in the day as analysts reckoned things could be worse. Volkswagen cut its profit outlook for 2024 Friday to around 5.6% from the previous expectation of between 6.5 and 7% and lowered…

The U.S. Department of the Treasury and the IRS have announced that the number of states offering Direct File will double in Filing Season 2025 to 24. In Filing Season 2025, Direct File will be available in Alaska, Arizona, California, Connecticut, Florida, Idaho, Kansas, Maine, Maryland, Massachusetts, Nevada, New Hampshire,…

Between the washer, the dryer, the fridge, the dishwasher, the soothing salt lamp, and all our plugged-in devices, we use a lot of energy every day. In fact, Americans spend an average of $138 on electricity per month, or $1,656 per year.1 If you find yourself watching the thermostat like…

Krongkaew/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Depending on the lender, business lines of credit can offer limits from $250,000 to $5 million Lenders offer both unsecured and secured lines of credit If you can’t increase your credit line, consider alternatives such as term loans or SBA loans A…

Work-from-home jobs have exploded in popularity over the past few years, and Americans’ enthusiasm for remote work is still going strong. It’s easy to see why: The best work-from-home jobs can offer flexible hours, freedom to travel, and nonexistent commutes. And believe it or not, people still get work done.…

The holiday season is a wonderful time filled with joy, family gatherings, and, unfortunately for many, financial stress. The allure of gift-giving, festive decorations, and holiday travel can often lead to overspending and accumulating credit card debt. However, with some strategic planning, you can enjoy the season without the financial…

Key takeaways United miles are worth approximately 0.9 cents each according to Bankrate valuations, although some bookings may have a higher or lower point value. United no longer features an awards chart, and this makes it difficult to predict how many miles you’ll need for a specific award. Miles can…

Cryptocurrencies have been on quite the ride since being introduced, with some early investors seeing sizable gains, while those who bought at the peak are yet to fully recover from their losses. The digital coins have sparked much debate in the investment industry about their investment merits and viability, with…