This page was originally published in January 2022 and reflects the pricing, rewards rates and the author’s experiences of that time. The rest of the article has since been updated. Key takeaways Upside, formerly known as GetUpside, is a cash back app that offers limited-time deals for users to claim.…

Key takeaways Student credit cards offer rewards and incentives geared toward students and may be easier to qualify for. Credit cards can be a valuable tool for college students to learn how to manage money and build credit. To use your credit card responsibly, spend only what you can pay…

Key takeaways Ideally, you should refinance a personal loan only if you can secure a lower rate and save money without extending your repayment term. If your credit score has improved since taking out the original loan, you may have a better chance of qualifying for a more favorable rate.…

Leaving the workforce doesn’t necessarily mean leaving employer-provided health insurance behind. Some companies continue to offer retirees health coverage, even after they stop working and enroll in Medicare. When that happens, Medicare generally becomes the primary payer. Different rules may apply when it comes to prescription drug coverage, however. And…

Credit Sesame discusses the impact of a Fed rate cut for consumers. An interest rate cut in September 2024 looks increasingly likely. There is a general impression that this will provide fast-acting interest “pain relief” for consumers. However, people looking for instant results may well be disappointed. Lower interest rates…

1. Start by Calculating How Much You Owe The first step — assessing the damage and getting the full picture of how much debt you’re in — can be the hardest step, especially if you’re struggling with debt. It can be tempting to bury your head in the sand, but…

Key takeaways Each private student loan lender will have slightly different requirements, but they will all look at similar factors to consider applicants. To be eligible for private student loans, applicants generally must meet certain enrollment, income, credit score, age and expense requirements. If you have bad credit, it will…

In the wake of the stock market’s recent plunge — spurred by global market volatility, a dismal jobs report and the prospect of future rate cuts from the Federal Reserve — investors may be worried about a possible market crash or even a recession. Stocks can rise or fall on…

Key takeaways PayPal offers a simple and secure way to make online purchases as well as send and receive money from family and friends. Customers can use their bank account, credit card, debit card or PayPal balance to send money or make purchases. Sending money domestically is typically free of…

As one of a handful of states with no state income tax, Texas is one of the more financially attractive places to reside for people who are receiving Social Security benefits. Nearly 4.7 million Texans, including almost 3.3 million retired workers plus spouses and other people, got payments from Social…