Retirement is a time for you to enjoy what you love—whether that’s traveling, spending time with family, or serving your community. If you want to live your retirement dream, you need a plan. And knowing the best cities to retire can help you make your hard-earned dollars go farther when…
Whether you’re nearing the tail-end of a lease agreement, you recently graduated college or you’re moving out on your own for the first time, apartment hunting can be both exciting and scary. But if you have a bad credit score, finding a property for rent is the easy part. It’s…
Images by GettyImages; illustration by Hunter Newton/Bankrate Wealth management is a comprehensive service focused on taking a holistic look at a client’s financial picture. It is generally considered a “high-end” service, and some wealth management firms may require a certain level of investment assets or a minimum net worth. For…
Key takeaways SBA lenders aren’t required to take collateral for most SBA loans under $50,000 SBA lenders will use their existing loan collateral policies to determine how much collateral you need to put up The SBA requires a personal guarantee for any owners with at least a 20 percent ownership…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
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Key takeaways There is no right number of credit cards to own, but in general, most people should consider having at least two in case of emergencies or fraud. Having multiple credit cards helps reduce your utilization rate and provides lenders with…
Dept Managmnt
By Garrett Johnson Whether you are a new grad or a young adult entering your first full-time job, budgeting tips for new grads…
Banking
In my last column, I likened artificial intelligence to the wizard in “The Wizard of Oz.” It received a good reaction so I…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Taking out student loans to pay for college seemed like a great idea at the time (hey, everyone was doing it!). But now you’re out of school and struggling to make your loan payments. Maybe you’ve already defaulted on your student loans—or it’s just a matter of time before you…
Kicking off the financial wellness series, it’s important to understand how crucial your credit report is to your financial wellness. Your credit report serves as a detailed record of your credit history, impacting everything from your ability to secure loans to the interest rates you’re offered. Yet, many people are…
Key takeaways Traveling for work can be a great opportunity to earn rewards on flights, hotel stays, rideshares and other travel-related spending. Your company’s policies will determine whether you or the company accrue the rewards earned by your travel spending. If your company allows it, you can earn rewards on…
Are you looking for the next big thing in the stock market? There’s a chance it’s hiding among the small caps, because these smaller companies often remain overlooked by investors. One way to gain exposure to the entire segment of the market is to buy a small-cap ETF. Topics covered…
Credit Sesame shows you how pragmatic thinking can transform your finances, starting on World Logic Day. World Logic Day, celebrated every January 14th, honors the importance of logic in our lives and highlights its role in shaping disciplines like mathematics, philosophy, and computer science. Established by UNESCO and the International…
Bitcoin’s breathtaking 2024 performance and its rise above $100,000, has captured the world’s attention. Here’s why one card-carrying value investor is bullish on the volatile digital asset. By Taesik Yoon, Forbes Staff My first trip to Las Vegas is one I remember very fondly. I was only about a year…
This is a published version of our weekly Forbes Tax Breaks newsletter. You can sign-up to get Tax Breaks in your inbox here. As 2024 came to a close, it refused to go quietly. Two significant court challenges were introduced at the end of the year with the potential to…
Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering this gift would be very dangerous to the financial and mental health of Americans. Healthy banks are critical to the U.S. economy — more so than any…
Just thinking about Tax Day is enough to make some of us reach for a bottle of aspirin (or bourbon). We get it. Taxes suck. It’s easy to put them off until the last minute. But since taxes are almost always due in April, wouldn’t it feel great to get…
Key Takeaways U.S. drivers average 13,476 annual miles per year, according to 2022 data from the Federal Highway Administration (FHA) Male drivers average over 5,400 more miles per year than female drivers. (FHA) Drivers between the ages of 35 and 54 average the highest rate of annual mileage per year…
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