Retirement is a time for you to enjoy what you love—whether that’s traveling, spending time with family, or serving your community. If you want to live your retirement dream, you need a plan. And knowing the best cities to retire can help you make your hard-earned dollars go farther when…
Whether you’re nearing the tail-end of a lease agreement, you recently graduated college or you’re moving out on your own for the first time, apartment hunting can be both exciting and scary. But if you have a bad credit score, finding a property for rent is the easy part. It’s…
Images by GettyImages; illustration by Hunter Newton/Bankrate Wealth management is a comprehensive service focused on taking a holistic look at a client’s financial picture. It is generally considered a “high-end” service, and some wealth management firms may require a certain level of investment assets or a minimum net worth. For…
Key takeaways SBA lenders aren’t required to take collateral for most SBA loans under $50,000 SBA lenders will use their existing loan collateral policies to determine how much collateral you need to put up The SBA requires a personal guarantee for any owners with at least a 20 percent ownership…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
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Key takeaways There is no right number of credit cards to own, but in general, most people should consider having at least two in case of emergencies or fraud. Having multiple credit cards helps reduce your utilization rate and provides lenders with…
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By Garrett Johnson Whether you are a new grad or a young adult entering your first full-time job, budgeting tips for new grads…
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In my last column, I likened artificial intelligence to the wizard in “The Wizard of Oz.” It received a good reaction so I…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Yoshiyoshi Hirokawa/Getty Images With interest rates higher than they’ve been in some time, savers and investors are once again able to earn decent rates of return in relatively safe investments such as money market funds. Money market funds invest in short-term securities issued by governments and corporations and are available…
Key takeaways The business loan agreement is the document that outlines everything about the loan and what is expected of you and the lender. The loan agreement includes various information, such as the loan amount, interest rate and fees and what happens if you default or break the agreement. Take…
Credit Sesame examines whether the bull market upward momentum will persist in 2025 amidst rising inflation, high stock valuations, and shifting consumer spending. Investors enjoyed significant gains last year as falling interest rates and a resilient economy drove the stock market to new record highs, fueling a bull market. In…
The pandemic may be officially over, but the price you’re paying for groceries and fuel is an irritating reminder that we’re still seeing the effects of COVID-19 play out in the economy. And it’s not just your wallet that’s feeling the pressure. It’s the weird job market we’re seeing in…
Catherine Delahaye/Getty Images Key takeaways The Downpayment Toward Equity Act is a proposed bill that would grant up to $25,000 to first-generation first-time homebuyers in the U.S. who meet certain eligibility standards. The grant funds could be put toward various homebuying expenses, including the down payment, closing costs or a…
Gold and silver are two popular investments for those looking for assets that can be both a store of value and an inflation hedge. These precious metals are both well regarded and have long histories, but they offer different kinds of benefits and safety, and investors should know how they’re…
Medical expenses can add up fast. If you’re wondering if you can deduct medical expenses from your taxes, the short answer is: maybe. There are a few key things to keep in mind when you’re figuring out which medical expenses you can and can’t deduct. We’ll break it down for…
As the calendar turns to January, it’s the perfect opportunity to hit the reset button on your financial habits. The beginning of a new year is often filled with possibilities and aspirations for personal growth, making it an ideal time to reevaluate and rejuvenate your financial strategy. Crafting a new…
Members of the military and armed forces tend to lead busy lives and are often not on the same day-to-day work routine as everyone else. When it comes to investing, military members also do not have access to all of the same investment plans that workers in the private sector…
Key takeaways Unsecured loans aren’t backed by collateral, making them a higher risk for lenders Unsecured business loan rates vary, ranging from 7 percent to 75 percent APR With good credit, you could secure a low interest rate on an unsecured loan — between 8 percent and 7 percent APR…
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