Retirement is a time for you to enjoy what you love—whether that’s traveling, spending time with family, or serving your community. If you want to live your retirement dream, you need a plan. And knowing the best cities to retire can help you make your hard-earned dollars go farther when…
Whether you’re nearing the tail-end of a lease agreement, you recently graduated college or you’re moving out on your own for the first time, apartment hunting can be both exciting and scary. But if you have a bad credit score, finding a property for rent is the easy part. It’s…
Images by GettyImages; illustration by Hunter Newton/Bankrate Wealth management is a comprehensive service focused on taking a holistic look at a client’s financial picture. It is generally considered a “high-end” service, and some wealth management firms may require a certain level of investment assets or a minimum net worth. For…
Key takeaways SBA lenders aren’t required to take collateral for most SBA loans under $50,000 SBA lenders will use their existing loan collateral policies to determine how much collateral you need to put up The SBA requires a personal guarantee for any owners with at least a 20 percent ownership…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
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Key takeaways There is no right number of credit cards to own, but in general, most people should consider having at least two in case of emergencies or fraud. Having multiple credit cards helps reduce your utilization rate and provides lenders with…
Dept Managmnt
By Garrett Johnson Whether you are a new grad or a young adult entering your first full-time job, budgeting tips for new grads…
Banking
In my last column, I likened artificial intelligence to the wizard in “The Wizard of Oz.” It received a good reaction so I…
Credit Cards
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Hey Mint users. We know you’re in the market for a new budgeting app. And we know there are plenty of options out there—so how do you pick? Let’s talk through a comparison of Mint vs. EveryDollar. What Is Mint? Mint was one of the most popular budgeting apps…
1. Shop Off-Season One of the best ways to save money on winter clothing is to shop off-season. Retailers often offer significant discounts on winter apparel at the end of the season to make room for new stock. By planning ahead and purchasing items in late winter or early spring,…
Hurricane Helene devastated much of western North Carolina like no other storm in recent history. Rain poured down the mountains, acting like a funnel to the already-swollen streams and creeks feeding into the Broad, Toe and Swannanoa Rivers. The red clay soil, already saturated with water from three days’ rain,…
Key takeaways There are many ways to get free financial advice from a variety of sources. It may be possible to see a financial advisor for free or at a reduced cost. When dealing with more complex financial planning issues, such as estate planning or starting a business, it may…
Credit Sesame’s personal finance news roundup December 28, 2024. Stories, news, politics, and events impacting personal finance during the past week. 2024 Q3 GDP growth strong in final estimate The Bureau of Economic Analysis issued its final estimate of US Gross Domestic Product for the third quarter with a positive…
If there’s one topic we doubt you’re planning to bring up at your next dinner party, it’d be federal income tax. Talk about a buzzkill. No one (except tax professionals . . . maybe) likes to think about taxes. But it’s important to know how much you’ll need to shell…
The winter holiday season is a magical time filled with festivities, family gatherings, and the joy of giving. However, it can also be a period of financial strain, with holiday expenses quickly adding up. The good news is that you don’t need to spend a fortune to enjoy the wonders…
An annuity is a financial product issued by insurance companies that guarantees regular payments over time. People often buy annuities before retirement to offset the risk of outliving their savings. But annuities can also be created after winning a big settlement in a personal injury or wrongful death lawsuit. Instead of…
Spot Bitcoin exchange-traded funds (ETFs) are among the newer entrants to the world of Bitcoin trading, joining Bitcoin futures ETFs, which have been trading since 2021. While both funds let traders wager on the price of Bitcoin cryptocurrency, they’re tremendously different in how they do so — and this difference…
Key takeaways Popular SBA 7(a) lenders include Newtek Small Business Finance, Live Oak Bank,, The Huntington National Bank and Readycap Lending SBA 504 lenders have provided over $6 billion in funding to small businesses SBA 7(a) and 504 lenders approved more than 76,000 small business loans combined SBA loans are…
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