Key takeaways LLC loans can cover day-to-day expenses, new equipment, expansion of the business and more. Business owners may be required by their lenders to sign a personal guarantee. Understanding your loan terms and creating a business budget are two ways to successfully manage an LLC loan. If your business…

Credit Sesame discusses how current low inflation is an opportunity to address and reduce debt. The recent Federal Reserve interest rate cut has been widely greeted as a welcome break for consumers struggling with debt. Low interest may help, but something else may represent an even bigger opportunity for people…

Unless you’re one of those unicorns who knows they were born to be an astronaut, figuring out what you were created to do can feel overwhelming. And if you’re not satisfied in your career right now, that’s okay. I’m going to walk you through six steps to choosing a career…

In an unpredictable world, financial stability is more important than ever and one key component to achieving this stability is having an emergency fund. An emergency fund acts as a financial safety net, designed to cover unexpected expenses and provide peace of mind. Let’s talk about the importance of having…

Key takeaways The Capital One Venture X Rewards Credit Card sign-up bonus is worth $750 in travel-related statement credit, but it could be worth more if you transfer it to high-value travel partners. Airline redemptions will offer your best value for the Venture X sign-up offer. Whether you’re looking for…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Short selling is a way to invest…

Key takeaways Invoice financing uses your unpaid invoices to get approved for funding. Fees can get expensive, sometimes going up each week the client doesn’t pay. Factoring is a form of invoice financing that collects payments for you. Approvals rely on your clients’ payment history and total unpaid invoices. If…

Obtaining a small business loan can be overwhelming, but with proper preparation and these eight simple steps, you’ll be one step closer to getting the capital you need to achieve your business goals and grow. How to apply for and get a business loan 1. Understand your small business’s needs.…

Americans spend an average of $141 every month on their phone bill.1 That’s almost $1,700 a year! The good news is, there are plenty of phone plans at different price levels to choose from. Let’s explore the best options for the cheapest cell phone plans—so you can find one that fits…

Key takeaways As one of the most popular travel credit cards available, Chase Sapphire Reserve® comes with valuable benefits, such as its $300 annual travel credit, which helps to offset its high annual fee. The annual travel credit is easy to use and applies to a wide range of travel…