Cryptocurrency prices have rebounded somewhat in 2024, leaving some investors with notable gains. But crypto is a notoriously risky investment and prices are known to fluctuate quite a bit. Keeping an eye out for the top performers every now and then can give you important context on how the market…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways The best business loans for…

Key takeaways A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate accounts should stay on your credit report even if you send a dispute letter.…

Ever heard someone say everyone should buy a house? Or that renting is a lot like flushing a whole bunch of money down the toilet every month? Yeah, we’ve heard that stuff too. And it’s nonsense! The truth is, not everyone should buy a house. Because, if you sign the…

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The average credit card interest rate is 20.55 percent, down slightly from a record-high 20.79 percent set on Aug. 14, 2024. Current credit card interest rates 3-month trends Variable 10/09/2024 20.55% 10/2/2024 20.65% 9/25/2024 20.70% 9/18/2024 20.78% 9/11/2024 20.78% 9/04/2024 20.78% 8/28/2024 20.78% 8/21/2024 20.76%…

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Maybe you’ve heard of inflation or felt it burning a hole in your wallet. Maybe you’ve also heard of the Federal Reserve, which works to keep inflation in check and sets monetary policies — such as interest rates — that ripple through the market. Wherever or however you’ve heard it…

Credit Sesame discusses the history and development of consumer banking in the United States. Consumer banking in the United States has evolved significantly, shaped by key historical developments, technological innovations, and shifting consumer behaviors. A brief history of consumer banking The roots of consumer banking in the U.S. can be…

Ever ask yourself, How much should I tip the barista for that Cinnamon Toast Crunchuccino? What about the pizza guy? Or your barber or hair stylist? You’re not alone! Tipping can be pretty awkward (and filled with guilt). We’ve all experienced that fight-or-flight moment when the iPad of doom flips…

Key takeaways The Citi Double Cash® Card is an excellent flat-rate rewards card that can earn you unlimited 2 percent cash back on all purchases: 1 percent when you make a purchase and 1 percent when you pay it off, with no categories to keep track of. If you have…

The next time you go to a birthday party or holiday gift exchange, you may be able to bring something unique to the table: Cryptocurrency. In fact, 17% of American adults say they have invested, traded or used a cryptocurrency as of 2023, according to the Pew Research Center, which…

Key takeaways Chase Offers provides certain Chase cardholders with opportunities to earn cash back at select merchants. Offers are personalized to both individual customers and each Chase card in your wallet. Any cash back earned through Chase Offers comes on top of the rewards you normally earn for using your…

Key takeaways Most lenders use credit checks to determine whether you can repay a loan It’s possible to find no-credit-check business loans, though it depends on the lender and loan type Expand your search to bad credit lenders for more options The lending industry leans heavily on credit history when…

Credit Sesame’s personal finance news roundup September 28, 2024. Stories, news, politics and events impacting personal finance during the past week. Key inflation measure remains mild in August 2024Consumer credit strain intensified as delinquencies riseHousehold income growth easily outpaced inflation in 2023Mortgage rates fall to lowest level since September 2022FedEx…

What if you had access to a turbo boost with the power to turn your business into a booming success story? You do! It’s a process every successful company uses to gain momentum—strategic planning. If that sounds like a lot of crunching numbers and analyzing trends, you’re right. But that’s…

State Department of Insurance contact information Alabama Department of Insurance201 Monroe St, Ste 502, P.O. Box 303351Montgomery, AL 36104 Phone: 334-269-3550Email: [email protected] https://www.aldoi.gov/ Alaska Department of Community and Economic Development, Division of Insurance Anchorage office: 550 W 7th Ave, Ste 1560, Anchorage, AK 99501Juneau office: 333 Willoughby Ave, 9th Fl,…