Bonds, often referred to as fixed-income investments, are considered a standard element of a diversified portfolio. They offer a predictable stream of income, making them a less-risky alternative to stocks. But how do bonds actually generate returns for investors? In this article, we’ll dive into the mechanics and factors that…

Key takeaways Cash back sites give you money for shopping at the retailers they recommend to you, and those retailers then pay the cash back sites for their referrals. These sites offer plenty of savings across many different categories, including travel, grocery spending and online shopping. To maximize the rewards…

Key takeaways Set up an automated payment if the lender offers it to keep on top of your loan and potentially get a discount. Consider consolidating multiple streams of debt into one to lower costs, pay it off faster or both. Look into refinancing if you can get a better…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways To qualify for a small…

Key takeaways Credit repair consists of finding and fixing mistakes on your credit report to boost your score. You can do credit repair on your own for free, but it can be time-consuming. Credit repair companies can make this process easier by working on your behalf in exchange for a…

If you regularly make a monthly budget (or you’re ready to start), that’s awesome. I mean it! Budgeting is the first step to taking control of your money, and you’re taking that step. But maybe you’re wondering if you’ve got everything you need in your budget. Here’s something that will help:…

Key takeaways There are tax breaks available for both current students and those who have graduated and begun repaying their student loans. Student loans can reduce your annual income tax burden through the student loan interest deduction, the American opportunity tax credit and the lifetime learning credit. The student loan…

Almost half of all corporate money contributed to this year’s federal election campaigns — yes, nearly half — has come from crypto backers, according to a recent report from the consumer advocacy group Public Citizen.  But what do these crypto supporters want, exactly? And where do presidential candidates Donald Trump…

It’s not everyday you get to hang out with some of America’s top female finance experts. Each year dozens of women share their knowledge and strategize together at FinCon’s Women in Money conference. It’s a significant moment considering that this year marks just 50 years since women were granted the…

Key takeaways Boat loans are a type of personal loan that is used exclusively for marine craft-related expenses. You can get a boat loan from an online lender, bank, credit union or marine lender. Not all lenders offer boat loans, but some may allow you to use a personal loan…