Credit Sesame’s personal finance news roundup October 12, 2024. Stories, news, politics and events impacting personal finance during the past week. Credit card debt declined in August 2024Students may face sudden credit score hitMortgage rates rising in reversal of recent trendCFPB highlights auto financing abusesInflation steady in September 2024Inflation has…

So, you’re killing it as your own boss, or you’re part of the backbone of the American economy working at a small business. You’ve got your business or career plan in place—but what about your retirement plan? Are there options out there for you? Don’t worry, there are—and one you’ll…

Cryptocurrency prices have rebounded somewhat in 2024, leaving some investors with notable gains. But crypto is a notoriously risky investment and prices are known to fluctuate quite a bit. Keeping an eye out for the top performers every now and then can give you important context on how the market…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways The best business loans for…

Personal Finance

Featured Articles

Becoming a homeowner is super exciting, you guys! There are so many fun decisions to make. City or country? Ranch house or townhome? Fixer-upper or move-in ready? But no matter how you answer those questions, the most important thing is buying a house you can…

All News

It’s not everyday you get to hang out with some of America’s top female finance experts. Each year dozens of women share their knowledge and strategize together at FinCon’s Women in Money conference. It’s a significant moment considering that this year marks just 50 years since women were granted the…

Key takeaways Boat loans are a type of personal loan that is used exclusively for marine craft-related expenses. You can get a boat loan from an online lender, bank, credit union or marine lender. Not all lenders offer boat loans, but some may allow you to use a personal loan…

Credit: MoMo Productions/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A business line of credit typically allows you to reuse the credit line, similar to a business credit card. Each lender sets its own documentation requirements. In addition to business documents, lenders may request documentation to confirm your personal financial…

Perhaps your restaurant has lines snaking out the door. Or your tax business has identified a prime market in another city. Or your medical practice has more patients than the available space can accommodate. Maybe you just have enough capital to support immediate business expansion. Scenarios like these certainly indicate…

Key takeaways Filing for bankruptcy is expensive with costs starting at more than $1,300. Declaring bankruptcy can have a long-term impact on your finances. A bankruptcy filing stays on your credit report for seven to 10 years, potentially making future credit more expensive. Filing for bankruptcy can help you restructure…

If you’re thinking about buying or selling a house and wondering about the real estate housing market, you’re not the only one. The housing market has seen a lot of unusual trends in the past couple of years, so it makes sense you’d want the latest market update before you…

Investors have long been searching for alternative assets, and collectibles offer a brave new world for those hardy hustlers willing to risk their money. While they don’t have the track record of real estate or private equity investment, collectibles such as art have fared well. But a range of other…

Key takeaways The Discover it® Cash Back and Chase Freedom Flex® both offer 5 percent cash back when you activate on up to $1,500 spent in categories that rotate quarterly, then 1 percent. The Discover it Cash Back welcome bonus opportunity could give it an edge for the first year,…

Key takeaways You can get an RV loan from banks, credit unions, online lenders and at some RV-specific dealerships. To qualify for an RV loan, you’ll need to meet certain credit score, income and credit history requirements, in addition to lender-specific requirements. To improve your chances of approval, make sure…