Buying a home is a huge deal, you guys. And when you throw an expensive real estate market on top of it, shopping for a home can feel like buckling up for an emotional roller coaster. But I’m here to share a step-by-step process for how to buy a house…

Khaichuin Sim/Getty Images You may have heard investors refer to the 10-year Treasury yield before, and for good reason. It’s one of the most widely followed government securities and is a key benchmark for other interest rates such as mortgages and corporate debt.  Here’s what you should know about the…

Many Americans are looking to become wealthy, and it’s a real possibility if they focus their efforts on doing the things that lead to success. By breaking down wealth building into a few key practices, you can turn even an average income into a significant bankroll that sustains itself. Here…

Credit Sesame’s personal finance news roundup October 12, 2024. Stories, news, politics and events impacting personal finance during the past week. Credit card debt declined in August 2024Students may face sudden credit score hitMortgage rates rising in reversal of recent trendCFPB highlights auto financing abusesInflation steady in September 2024Inflation has…

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Key takeaways The easiest business loans streamline the application process and approve loans quickly to help you get funding — we rounded up seven of those options here Online lenders generally trump big banks when it comes to easy approval business loans These easy business…

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Investors have long been searching for alternative assets, and collectibles offer a brave new world for those hardy hustlers willing to risk their money. While they don’t have the track record of real estate or private equity investment, collectibles such as art have fared well. But a range of other…

Key takeaways The Discover it® Cash Back and Chase Freedom Flex® both offer 5 percent cash back when you activate on up to $1,500 spent in categories that rotate quarterly, then 1 percent. The Discover it Cash Back welcome bonus opportunity could give it an edge for the first year,…

Key takeaways You can get an RV loan from banks, credit unions, online lenders and at some RV-specific dealerships. To qualify for an RV loan, you’ll need to meet certain credit score, income and credit history requirements, in addition to lender-specific requirements. To improve your chances of approval, make sure…

Credit Sesame’s seven ideas to cut winter costs and boost holiday savings (without breaking the bank). Winter is fast approaching, and the holiday season is just around the corner. It’s time to start planning ahead—not just for gift shopping but for ways to trim your household expenses. Saving money doesn’t have…

Key takeaways Certain actions, like making a payment, can reset the clock on old debts and give your creditors more time to take legal action against you. Most consumer debts will “expire” after three to six years, meaning a creditor or debt collector can no longer sue you for them.…

In recent years, the gig economy has experienced explosive growth, driven by technological advancements, an increasing desire for flexible work arrangements, and often remote work. Many individuals are now relying on freelance, contract, or part-time jobs to earn a living. While the gig economy offers numerous benefits such as autonomy,…

Key takeaways Chip and PIN credit cards have a unique code for each purchase, making it difficult for thieves to use stolen information. These cards are generally considered safer than magnetic stripe cards and have added fraud protection. With some research, consumers can find a chip and PIN credit card…

Cryptocurrency is legendary for its volatility, and massive price swings can occur over a single trading day, making it especially attractive for day traders. This volatility can make day trading crypto highly profitable but also highly risky, if the market doesn’t swing your way. But day trading cryptocurrency is not…

Key takeaways If you’re looking for a premium travel credit card, the Chase Sapphire Reserve®, The Platinum Card® from American Express and the Capital One Venture X Rewards Credit Card should be at the top of your list. These cards have numerous benefits in common, including annual statement credit offers,…

Tally Technologies, Inc. was a digital platform designed to help consumers consolidate high-interest credit card debt using affordable lines of credit. Headquartered in San Francisco, California, the company served millions of customers since its inception in 2015. However, Tally is no longer offering personal lines of credit after it ceased…