Buying a home is a huge deal, you guys. And when you throw an expensive real estate market on top of it, shopping for a home can feel like buckling up for an emotional roller coaster. But I’m here to share a step-by-step process for how to buy a house…
Khaichuin Sim/Getty Images You may have heard investors refer to the 10-year Treasury yield before, and for good reason. It’s one of the most widely followed government securities and is a key benchmark for other interest rates such as mortgages and corporate debt. Here’s what you should know about the…
Many Americans are looking to become wealthy, and it’s a real possibility if they focus their efforts on doing the things that lead to success. By breaking down wealth building into a few key practices, you can turn even an average income into a significant bankroll that sustains itself. Here…
Credit Sesame’s personal finance news roundup October 12, 2024. Stories, news, politics and events impacting personal finance during the past week. Credit card debt declined in August 2024Students may face sudden credit score hitMortgage rates rising in reversal of recent trendCFPB highlights auto financing abusesInflation steady in September 2024Inflation has…
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The Biden administration got a surprise victory this week in an ongoing legal challenge over a key student loan forgiveness…
After being valued at $13.4 billion in 2021, fintech’s data plumber saw growth slow dramatically. Now CEO Zach Perret is…
A major student loan relief program that has benefited millions of Americans is about to end later this month. And…
Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…
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Key takeaways The easiest business loans streamline the application process and approve loans quickly to help you get funding — we rounded up seven of those options here Online lenders generally trump big banks when it comes to easy approval business loans These easy business…
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Key takeaways Your retirement funds are protected by the Employee Retirement Income Security Act (ERISA) if you file for bankruptcy. There are cases…
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Over the past few years, fintechs and the banks they partner with have increasingly run afoul of compliance regulations, and Sima Gandhi has…
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Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat 1.5 percent cash back on all purchases. Bank of…
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Ekaterina Goncharova/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways It can be hard to qualify for a business loan if you have a FICO Score under 670 Different types of bad credit business loans, such as short-term loans, business lines of credit and SBA microloans, can improve your chances of…
Credit Sesame discusses the Federal Reserve decision to lower interest rates and what may happen next. For the first time since 2020, the Federal Reserve has cut interest rates. On September 18, 2024, the Fed announced it was cutting the Fed funds rate by 0.5%. There’s reason to believe there…
Imagine a close relative calling you, explaining they’re working on an estate plan with an attorney. Because the relative trusts you, they ask if you can take on the power of attorney (POA) tasks. You want to help your relative but aren’t sure what involvement with a POA entails. Will…
Key takeaways The Citi Premier® Card offers rewards on both travel and everyday purchases for a $95 annual fee. One of its standout perks includes an annual hotel savings benefit that can help reduce the cost of an eligible hotel stay once every calendar year. While pricier travel cards offer…
Traders who want to buy and sell the cryptocurrency Ethereum can now use exchange-traded funds (ETFs) to do so. The best Ethereum ETFs make it easy to trade the second-most-popular cryptocurrency through a traditional broker rather than more complex cryptocurrency exchanges. The Securities and Exchange Commission (SEC) approved spot Ethereum…
Key takeaways If your credit card issuer offers you rewards for making purchases, the IRS considers the rewards earned to be a form of rebate and not taxable income. If an issuer offers you bonus rewards with no strings attached, these offers may be taxable. In some cases, if you’re…
Key takeaways Emergency loans are borrowed for unexpected expenses when you don’t have enough savings. There are different types of emergency loans, including installment and revolving options. Personal loans and personal lines of credit offer lower interest rates and more flexibility, while payday loans and title loans have higher interest…
Key takeaways While many major card issuers offer popular business cards, picking a card from a lesser-known issuer has its advantages. Some of our top picks don’t require a personal guarantee, and many tend to offer higher credit limit potential than other business cards. Before choosing a business card, compare…
For 13 years, the 3 percent annual salary boost that Ricardo M. could count on every October felt like a beacon of stability and a nod that his loyalty as a plumbing supply salesman was being rewarded. But in the aftermath of a post-pandemic inflation surge, those raises have since…
In recent years, the Federal Reserve has been balancing the difficult task of slowing the economy in order to bring down the highest inflation in decades, while also trying to avoid sending the economy into a recession. So far, so good, but recent economic data shows some areas of concern…
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